Personal loans in Mounds, IL

Read the disclosure for an origination fee and any prepayment penalty before signing in Mounds. To lend to Mounds's 616 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 decrease in Mounds at about 6.5%. The nearest larger city is Cairo, IL about 8 miles away.

Mounds by the numbers

Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.

• Population: the Census counts 616 residents in Mounds (Vintage 2023 subcounty estimate), the 793rd-largest figure among Illinois's 1,294 places.
• Population trend: The 2020-to-2023 change is negative, near 6.5%.
• People gained or lost: about 43 fewer since the 2020 base.
• Size percentile: about 39% of Illinois's Census places are smaller than Mounds.
• Population density: about 510 people per square mile (Census land area 1.2 sq mi).
• Land area: Mounds covers 1.2 square miles, the 647th-largest area among Illinois's 1,294 places.
• Within Illinois: about 0.0% of the state's population lives in Mounds.
• National rank: Mounds sits 12,314th by population among the 19,457 places in this dataset.
• Growth rank: Mounds ranks 1,286th among Illinois's 1,294 places for the 2020-to-2023 change.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Mounds's 6.5%.
• Density in Illinois: Mounds ranks 993rd by people per square mile.
• Against the state median: Mounds runs about 510 residents per square mile, where the Illinois median is 993.
• Location: latitude 37.1162, longitude -89.2029 (Census Gazetteer).
• Nearest larger cities: Cairo (8 mi); Barlow (10 mi); Wickliffe (12 mi); La Center (13 mi); Charleston (16 mi). Living near a larger metro rarely changes what is available in Mounds.
• Smaller communities close by: Mound City (3 mi); Pulaski (7 mi); Olmsted (8 mi), each with its own Census population profile.
• Smaller places within 50 miles: 65 of them.
• At 100 miles: 198 larger Census places fall inside that radius.

How lenders reach Mounds

Mounds is moderately settled, with about 510 people per square mile and 53 larger places within 50 miles. What is available to Mounds's 616 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Cairo, IL about 8 miles away.

How Illinois law applies in Mounds

Illinois has no separate rate rule for Mounds; the sourced rows below are what reach every lender that serves its 616 people.

Mounds in state context

Within Illinois, Mounds holds roughly 0.0% of all residents, the 793rd-largest share among 1,294 places. For population change between 2020 and 2023, Mounds ranks 1,286th of 1,294 in Illinois (about the 1th percentile). By density, at about 510 people per square mile, it ranks 993rd in Illinois. By land area, its 1.2 square miles rank 647th of 1,294 places in Illinois.

How personal loans work in Mounds

With roughly 616 residents, Mounds is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Mounds's rank of 793rd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Mounds loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Mounds on the map

Mounds's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 510 people per square mile. Chicago, the largest place in Illinois, is about 336 miles from Mounds. Within 50 miles of Mounds there are 53 larger Census places. Within the same 50 miles lie 65 smaller Census places.