Personal loans in Morrison, MO
With roughly 94 residents, Morrison is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city.
The Census counts 94 people in Morrison, the 805th-largest figure among Missouri's 937 places. The closest larger place is Gasconade, MO about 4 miles away. Morrison shed about 1.1% of its population between the 2020 base and the 2023 estimate. Lenders active in Morrison report to a Missouri supervisor, identified in the sourced rows below. Judge Morrison offers on total cost, not on how quickly the money arrives.
The Morrison data picture
Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.
- Population: about 94 people live here, which puts Morrison 805th of 937 Census places in Missouri (Vintage 2023).
- Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: Morrison's 94 people outrank roughly 14% of the places in Missouri.
- Density: the Census land area of 0.5 sq mi holds about 208 people per square mile.
- By land area: Morrison ranks 606th among Missouri's 937 places, at 0.5 sq mi.
- State population share: Morrison accounts for about 0.0% of everyone in Missouri.
- National rank: Morrison is 18,232nd of 19,457 places nationwide.
- Growth rank: Morrison ranks 652nd among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Morrison's 1.1% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Morrison places 851st among Missouri's places by people per square mile.
- Against the state median: Morrison runs about 208 residents per square mile, where the Missouri median is 743.
- Location: the Census Gazetteer records it at 38.6701, -91.6325.
- Nearest larger cities: Gasconade (4 mi); Rhineland (7 mi); Chamois (8 mi); Hermann (11 mi); Mokane (13 mi). Living near a larger metro rarely changes what is available in Morrison.
- Smaller places nearby: McKittrick (11 mi); Pendleton (25 mi); Truxton (31 mi).
- Smaller places within 50 miles: 12 of them.
- Larger places within 100 miles: 431.
How Morrison compares across Missouri
Against Missouri's other places, Morrison accounts for about 0.0% of the state's population and ranks 805th of 937 by size. On the 2020-to-2023 trend, Morrison stands 652nd among Missouri's 937 places — roughly the 30th percentile. At about 208 people per square mile, Morrison is the 851st most densely settled place in Missouri. By land area, its 0.5 square miles rank 606th of 937 places in Missouri.
How lenders reach Morrison
Morrison is a lightly settled community of about 94 people, with 88 larger places inside a 50-mile radius. Distance to a branch rarely matters for Morrison's 94 residents: the application is online and the price follows your credit file. The nearest bigger place is Gasconade, MO about 4 miles away.
A practical checklist for Morrison borrowers
Before you hand your details to a lender in Morrison, where the population is near 94:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Missouri licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Morrison-specific: the same Missouri licensing and disclosure rules reach all 94 residents.
Which Missouri laws govern a loan in Morrison
This table holds the Missouri rate and licensing rules for consumer loans made to Morrison's 94 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Morrison on the map
Inside Morrison's boundaries lie about 0.5 square miles of land, with no significant water area recorded. That land carries about 208 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 160 miles. Counting outward 50 miles, 88 larger communities surround Morrison. The 100-mile radius contains 431 larger places.
Common questions
What are my options in Morrison if my credit is poor?
What loan size can I expect in Morrison?
Do I have to pledge anything to borrow in Morrison?
Does comparing loans in Morrison cost me credit score points?
Nearby places
- Gasconade, MO — population 168
- Rhineland, MO — population 139
- Chamois, MO — population 378
- Hermann, MO — population 2,186
- McKittrick, MO — population 81
- Mokane, MO — population 186
- Linn, MO — population 1,424
- Berger, MO — population 259