Personal loans in Morrison, IA
To lend to Morrison's 97 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it.
Personal loans in Morrison are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 97 population. The Census estimates 97 residents in Morrison, which ranks it 826th of 940 places in Iowa. The trend for Morrison between 2020 and 2023 is upward by roughly 2.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Morrison. The nearest larger metro is Reinbeck, IA about 4 miles away.
Local context for Morrison
What follows is Morrison's place in the Census record, alongside the Iowa rules that govern a personal loan made here.
- Population: a Census-estimated 97, 826th among Iowa's 940 places (Vintage 2023).
- Population trend: A gain of roughly 2.1% between 2020 and 2023.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: about 12% of Iowa's Census places are smaller than Morrison.
- Population density: about 1,021 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Morrison's 0.1 square miles rank 924th of 940 places in Iowa.
- State share: roughly 0.0% of Iowa's residents live in Morrison (97 people).
- National standing: Morrison ranks 18,185th of 19,457 US places.
- Growth in Iowa: Morrison stands 81st by percentage change from 2020 to 2023, among 940 places.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Morrison's 2.1%.
- Density rank: Morrison places 259th among Iowa's places by people per square mile.
- Against the state median: Morrison runs about 1,021 residents per square mile, where the Iowa median is 672.
- Location: the Census Gazetteer records it at 42.3430, -92.6733.
- Nearest larger cities: Reinbeck (4 mi); Grundy Center (5 mi); Lincoln (6 mi); Holland (8 mi); Dike (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Owasa (28 mi); Vining (28 mi); St. Anthony (31 mi).
- Smaller places within 50 miles: 10 of them.
- At 100 miles: 497 larger Census places fall inside that radius.
The anatomy of a Morrison personal loan
In Morrison, a small community of about 97, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Morrison's rank of 826th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Morrison loan is knowable in advance — unlike a revolving card balance.
What Iowa law requires in Morrison
The rows below set out what a licensed lender must follow in Iowa, and so for Morrison's roughly 97 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Morrison in state context
Set beside Iowa's 940 places, Morrison ranks 826th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Morrison stands 81st among Iowa's 940 places — roughly the 91th percentile. Its roughly 1,021 residents per square mile place it 259th among Iowa's places. Between 2020 and 2023 the count changed by roughly 2 residents.
What is available to Morrison borrowers
Morrison is moderately settled, with about 1,021 people per square mile and 127 larger places within 50 miles. Distance to a branch rarely matters for Morrison's 97 residents: the application is online and the price follows your credit file. The nearest bigger place is Reinbeck, IA about 4 miles away.
Land, water and location for Morrison
Morrison's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,021 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 72 miles. Within 50 miles of Morrison there are 127 larger Census places. By land area it ranks 924th of 940 Iowa places.
Common questions
What are my options in Morrison if my credit is poor?
What loan size can I expect in Morrison?
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Does comparing loans in Morrison cost me credit score points?
Nearby places
- Reinbeck, IA — population 1,665
- Lincoln, IA — population 119
- Grundy Center, IA — population 2,806
- Dike, IA — population 1,298
- Holland, IA — population 266
- Gladbrook, IA — population 781
- Stout, IA — population 192
- Beaman, IA — population 159