Personal loans in Moreland, GA
The roughly 382 people who live in Moreland borrow under Georgia rules; city hall sets no personal-loan rate. A 2020-to-2023 comparison shows Moreland up by about 0.8%.
By population, Moreland sits at 420th in Georgia, with an estimated 382 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Moreland. Every figure below is Georgia's own, applied to Moreland's 382 residents, with the publisher and retrieval date attached. The next larger city is Grantville, GA about 5 miles away.
Moreland: the sourced local profile
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: 382 — Moreland ranks 420th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.8% since the 2020 count.
- Net change: roughly 3 more people than the 2020 Census counted.
- Size percentile: about 22% of Georgia communities are smaller than Moreland (382 residents).
- Density: the Census land area of 0.9 sq mi holds about 423 people per square mile.
- Land area: Moreland covers 0.9 square miles, the 466th-largest area among Georgia's 536 places.
- Within Georgia: about 0.0% of the state's population lives in Moreland.
- National rank: Moreland is 14,268th of 19,457 places nationwide.
- Growth rank: Moreland ranks 298th among Georgia's 536 places for the 2020-to-2023 change.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Moreland's 0.8%.
- Density rank: Moreland places 322nd among Georgia's places by people per square mile.
- Density in context: Moreland's 423 people per square mile sit against a Georgia median of 536.
- Location: coordinates 33.2864, -84.7696 (US Census Bureau Gazetteer).
- Nearest larger cities: Grantville (5 mi); Luthersville (5 mi); Newnan (6 mi); Turin (8 mi); Hogansville (11 mi). Larger metros often have more branches, but online lenders reach Moreland on the same terms.
- Nearest smaller towns: Sharpsburg (8 mi); Lone Oak (8 mi); Haralson (12 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 18 smaller Census places.
- Larger places within 100 miles: 270.
What to do before borrowing in Moreland
Complete these steps first when you borrow in Moreland (382 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Georgia licence by checking the regulator named above.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Moreland and the rest of Georgia is not the process but the borrower's own file, among the 382 people here.
Getting a loan in Moreland
At roughly 423 people per square mile, Moreland is lightly settled; 86 larger places lie within 50 miles. A Georgia licence lets a lender serve Moreland without a local office, so branch density does not change what its 382 residents are offered. The nearest larger city, Grantville, GA about 5 miles away.
Which Georgia laws govern a loan in Moreland
Georgia has no separate rate rule for Moreland; the sourced rows below are what reach every lender that serves its 382 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Moreland in state context
Set beside Georgia's 536 places, Moreland ranks 420th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 298th of 536 Georgia places, putting it near the 44th percentile for growth. At about 423 people per square mile, Moreland is the 322nd most densely settled place in Georgia. By land area, its 0.9 square miles rank 466th of 536 places in Georgia.
Land, water and location for Moreland
Moreland's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 423 residents per square mile. Atlanta, the largest place in Georgia, is about 39 miles from Moreland. A 50-mile radius around Moreland takes in 86 places that are larger. By land area it ranks 466th of 536 Georgia places.
Common questions
What are my options in Moreland if my credit is poor?
What loan size can I expect in Moreland?
Do I have to pledge anything to borrow in Moreland?
Does comparing loans in Moreland cost me credit score points?
Nearby places
- Grantville, GA — population 3,278
- Luthersville, GA — population 814
- Newnan, GA — population 44,940
- Lone Oak, GA — population 115
- Sharpsburg, GA — population 325
- Turin, GA — population 589
- Hogansville, GA — population 3,234
- Haralson, GA — population 199