Personal loans in Monument, CO

The Census estimates 12,088 residents in Monument, which ranks it 47th of 270 places in Colorado. The next larger city is Colorado Springs, CO about 15 miles away. When Colorado caps or restricts a product, lenders either change the terms or withdraw it from Monument as from the rest of the state. Work out your debt-to-income ratio first; lenders weigh it heavily, and Monument's 12,088 residents are no exception.

What the Census records for Monument

Monument is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 12,088 residents in Monument (Vintage 2023 subcounty estimate), the 47th-largest figure among Colorado's 270 places.
• Population trend: Growth of about 16.2% across the 2020-to-2023 comparison.
• Net change: roughly 1,688 more people than the 2020 Census counted.
• Size percentile: Monument's 12,088 people outrank roughly 83% of the places in Colorado.
• Population density: about 1,734 people per square mile (Census land area 7.0 sq mi).
• By land area: Monument ranks 63rd among Colorado's 270 places, at 7.0 sq mi.
• Water area rank: Monument ranks 64th among Colorado's 270 places, with 0.05 sq mi.
• State share: roughly 0.3% of Colorado's residents live in Monument (12,088 people).
• National rank: Monument is the 2,760th most populous of the 19,457 Census places covered here.
• Growth rank: Monument's 2020-to-2023 change ranks 18th of 270 places in Colorado.
• Against the state trend: Monument's 16.2% change compares with a Colorado average of +2.3% across its 270 places.
• Density in Colorado: Monument ranks 64th by people per square mile.
• Density in context: Monument's 1,734 people per square mile sit against a Colorado median of 1,126.
• Location: 39.0744, -104.8442 (Census Gazetteer coordinates).
• Nearest larger cities: Colorado Springs (15 mi); Castle Rock (21 mi); Castle Pines (27 mi); Fountain (28 mi); Parker (30 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Palmer Lake (5 mi); Larkspur (11 mi); Woodland Park (13 mi).
• Smaller neighbours: 23 places smaller than Monument sit within 50 miles.
• At 100 miles: 39 larger Census places fall inside that radius.

How Colorado law applies in Monument

These are Colorado's sourced lending facts as they reach Monument's 12,088 residents; the state has no city-level rate rule.

What is available to Monument borrowers

At roughly 1,734 people per square mile, Monument is moderately settled; 14 larger places lie within 50 miles. Distance to a branch rarely matters for Monument's 12,088 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Colorado Springs, CO about 15 miles away.

Where Monument sits

Inside Monument's boundaries lie roughly 7.0 square miles of land and 0.05 square miles of water. The resulting density is about 1,734 people per square mile. For the state's biggest city, Denver, the distance is roughly 48 miles. Within 50 miles of Monument there are 14 larger Census places. The 100-mile radius contains 39 larger places.

Inside a Monument personal loan

Most loans made to Monument's 12,088 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Monument's 12,088 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Monument decides the split between a comfortable payment and the total interest you pay.

Where Monument sits in Colorado

Monument is the 47th-largest of 270 Census places in Colorado and contains about 0.3% of the state's people. Its 2020-to-2023 change ranks 18th of 270 Colorado places, putting it near the 93th percentile for growth. At about 1,734 people per square mile, Monument is the 64th most densely settled place in Colorado. Between 2020 and 2023 the count changed by roughly 1,688 residents.