Personal loans in Montesano, WA

A single loan can carry different costs on either side of a state line, and Montesano sits on the Washington side of that line. An estimated 4,179 people make their home in Montesano, a figure that ranks 131st in Washington. Pull your credit reports and line up at least three offers before you apply from Montesano. A 2020-to-2023 comparison shows Montesano up by about 0.9%. The nearest larger metro is Aberdeen, WA about 11 miles away.

Montesano: the sourced local profile

What follows is Montesano's place in the Census record, alongside the Washington rules that govern a personal loan made here.

• Population: 4,179 residents; Montesano is the 131st-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
• Population trend: About 0.9% above the 2020 Census base.
• Net change: roughly 38 more people than the 2020 Census counted.
• Size percentile: about 53% of Washington's Census places are smaller than Montesano.
• Density: roughly 383 residents per square mile, spread over 10.9 sq mi of land.
• Land area rank: Montesano's 10.9 square miles rank 39th of 281 places in Washington.
• Water area: Montesano has 0.16 square miles of water, ranking 94th of 281 places in Washington.
• State population share: Montesano accounts for about 0.1% of everyone in Washington.
• National standing: Montesano ranks 5,339th of 19,457 US places.
• Growth rank: Montesano's 2020-to-2023 change ranks 159th of 281 places in Washington.
• State comparison: Washington's places average +2.8% for 2020-to-2023, against Montesano's 0.9%.
• Density in Washington: Montesano ranks 264th by people per square mile.
• Density in context: Montesano's 383 people per square mile sit against a Washington median of 1,518.
• Location: 47.0147, -123.5857 (Census Gazetteer coordinates).
• Nearest larger cities: Aberdeen (11 mi); Hoquiam (15 mi); Shelton (27 mi); Ocean Shores (27 mi); Tumwater (32 mi). Online lenders reach Montesano no matter how far the nearest branch is.
• Nearest smaller places: Elma (8 mi); Cosmopolis (10 mi); McCleary (15 mi).
• Within a 50-mile radius: 14 smaller Census places.
• Within 100 miles: 85 places are larger than Montesano.

What a Montesano borrower is actually offered

With roughly 4,179 residents, Montesano is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Montesano's 4,179 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Montesano loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Washington consumer-lending rules applied in Montesano

When Washington does not publish a figure, the row links to the source instead of inventing a number; Montesano is bound by the same rules.

Montesano on the map

Montesano's land area is about 10.9 square miles; a further 0.16 square miles is water. That land carries about 383 people per square mile. The state's population centre of gravity, Seattle, is roughly 71 miles away. Montesano has 12 larger places within a 50-mile radius. The 100-mile radius contains 85 larger places.

Lender access in Montesano

Montesano is lightly settled, with about 383 people per square mile and 12 larger places within 50 miles. A Washington licence lets a lender serve Montesano without a local office, so branch density does not change what its 4,179 residents are offered. The nearest larger city, Aberdeen, WA about 11 miles away.

Montesano in state context

Montesano is the 131st-largest of 281 Census places in Washington and contains about 0.1% of the state's people. For population change between 2020 and 2023, Montesano ranks 159th of 281 in Washington (about the 43th percentile). By density, at about 383 people per square mile, it ranks 264th in Washington. By land area, its 10.9 square miles rank 39th of 281 places in Washington.