Personal loans in Monroe, WI

Monroe is home to roughly 10,439 people and stands 93rd by size out of 605 Census places in Wisconsin. A personal loan in Monroe is priced from your credit file and income, not from the fact that the city holds 10,439 people. Monroe shed about 2.1% of its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Monroe. Borrowers who want a bigger city can look to Freeport, IL about 22 miles away.

The Monroe data picture

Here is the sourced Census picture for Monroe, plus the Wisconsin lending rules that apply to a loan taken out here.

• Population: 10,439 residents; Monroe is the 93rd-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.1% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 228 residents.
• Size percentile: about 85% of Wisconsin's Census places are smaller than Monroe.
• Density: roughly 1,813 residents per square mile, spread over 5.8 sq mi of land.
• By land area: Monroe ranks 128th among Wisconsin's 605 places, at 5.8 sq mi.
• Share of state population: Monroe's 10,439 residents are about 0.2% of Wisconsin.
• National rank: Monroe is the 3,056th most populous of the 19,457 Census places covered here.
• Growth rank: Monroe ranks 516th among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Monroe's 2.1% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Monroe places 81st among Wisconsin's places by people per square mile.
• Against the state median: Monroe runs about 1,813 residents per square mile, where the Wisconsin median is 800.
• Location: 42.6030, -89.6376 (US Census Bureau Gazetteer).
• Nearest larger cities: Freeport (22 mi); Oregon (26 mi); Verona (27 mi); Fitchburg (29 mi); Stoughton (31 mi). Lenders licensed in the state serve Monroe whether or not they keep a local branch.
• Nearest smaller towns: Browntown (8 mi); Orangeville (9 mi); Monticello (10 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 111 smaller Census places.
• Within 100 miles: 147 places are larger than Monroe.

The Wisconsin lending rules that reach Monroe

Below are the Wisconsin rules that apply to a loan made in Monroe, each with the regulator that issued it.

Inside a Monroe personal loan

In Monroe, a small town of about 10,439, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Monroe can be quoted different APRs on the same amount and term. Shortening the term on a Monroe loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Monroe on the map

The Census Gazetteer records about 5.8 square miles of land within Monroe, with no significant water area listed. With 10,439 residents, the land area yields roughly 1,813 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 90 miles away. Within 50 miles of Monroe there are 20 larger Census places. The 100-mile radius contains 147 larger places.

Monroe against the rest of Wisconsin

Set beside Wisconsin's 605 places, Monroe ranks 93rd by population and holds about 0.2% of the state total. Its 2020-to-2023 change ranks 516th of 605 Wisconsin places, putting it near the 15th percentile for growth. By density, at about 1,813 people per square mile, it ranks 81st in Wisconsin. By land area, its 5.8 square miles rank 128th of 605 places in Wisconsin.

Getting a loan in Monroe

Monroe is a moderately settled community of about 10,439 people, with 20 larger places inside a 50-mile radius. Whether Monroe has a local branch or not, a Wisconsin-licensed lender can serve its 10,439 people online on the same terms. The nearest bigger place is Freeport, IL about 22 miles away.