Personal loans in Molena, GA

For a borrower among the roughly 421 residents of Molena, a personal loan is a tool whose cost turns on the terms, not the address. Molena added about 8.2% to its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Molena's 421 residents. The nearest larger city is Woodbury, GA about 5 miles away.

Molena: the sourced local profile

Molena is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 421 residents, 410th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 8.2% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 32 more people than the 2020 Census counted.
• Size percentile: about 24% of Georgia's Census places are smaller than Molena.
• Density: the Census land area of 1.9 sq mi holds about 225 people per square mile.
• By land area: Molena ranks 358th among Georgia's 536 places, at 1.9 sq mi.
• Water area: Molena has 0.01 square miles of water, ranking 318th of 536 places in Georgia.
• Within Georgia: about 0.0% of the state's population lives in Molena.
• National rank: Molena sits 13,887th by population among the 19,457 places in this dataset.
• Growth in Georgia: Molena stands 79th by percentage change from 2020 to 2023, among 536 places.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against Molena's 8.2%.
• Density rank: Molena places 424th among Georgia's places by people per square mile.
• Against the state median: Molena runs about 225 residents per square mile, where the Georgia median is 536.
• Location: coordinates 33.0141, -84.5071 (US Census Bureau Gazetteer).
• Nearest larger cities: Woodbury (5 mi); Zebulon (11 mi); Greenville (12 mi); Manchester (13 mi); Warm Springs (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Concord (7 mi); Gay (7 mi); Meansville (12 mi).
• Smaller neighbours: 22 places smaller than Molena sit within 50 miles.
• At 100 miles: 243 larger Census places fall inside that radius.

Where Molena sits

Molena covers about 1.9 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 421 residents, the land area yields roughly 225 people per square mile. The state's population centre of gravity, Atlanta, is roughly 52 miles away. Molena has 62 larger places within a 50-mile radius. Within the same 50 miles lie 22 smaller Census places.

Lender access in Molena

With about 225 residents per square mile, Molena is lightly settled, and 62 larger Census places sit within 50 miles. A Georgia licence lets a lender serve Molena without a local office, so branch density does not change what its 421 residents are offered. The nearest bigger place is Woodbury, GA about 5 miles away.

A pre-application checklist for Molena

Complete these steps first when you borrow in Molena (421 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Georgia regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Molena-specific: the same Georgia licensing and disclosure rules reach all 421 residents.

What Georgia law requires in Molena

Read the table as a lender's compliance picture for Molena: the rule, the sourced figure, the publisher and the date.

Molena in state context

Against Georgia's other places, Molena accounts for about 0.0% of the state's population and ranks 410th of 536 by size. Its 2020-to-2023 change ranks 79th of 536 Georgia places, putting it near the 85th percentile for growth. By density, at about 225 people per square mile, it ranks 424th in Georgia. The population moved by about 32 people between 2020 and 2023, a 8.2% shift.