Personal loans in Mizpah, MN

Mizpah's population held flat through the 2020-to-2023 comparison. When Minnesota caps or restricts a product, lenders either change the terms or withdraw it from Mizpah as from the rest of the state. Read the disclosure for an origination fee and any prepayment penalty before signing in Mizpah. The next larger city is Northome, MN about 4 miles away.

Mizpah: population, trend and location

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: a Census-estimated 51, 827th among Minnesota's 853 places (Vintage 2023).
• Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
• Size percentile: roughly 3% of Minnesota's places have fewer residents than Mizpah's 51.
• Density: roughly 17 residents per square mile, spread over 3.0 sq mi of land.
• Land area: Mizpah covers 3.0 square miles, the 247th-largest area among Minnesota's 853 places.
• State share: roughly 0.0% of Minnesota's residents live in Mizpah (51 people).
• National rank: Mizpah is 18,963rd of 19,457 places nationwide.
• Growth in Minnesota: Mizpah stands 346th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Mizpah moved 0.0%.
• Density rank: Mizpah places 848th among Minnesota's places by people per square mile.
• Density vs Minnesota: Mizpah's 17 people per square mile compare with a state median of 607.
• Location: 47.9209 / -94.2132, per the US Census Bureau Gazetteer.
• Nearest larger cities: Northome (4 mi); Kelliher (11 mi); Blackduck (21 mi); Squaw Lake (21 mi); Big Falls (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Funkley (14 mi); Boy River (52 mi); Leonard (52 mi).
• Smaller places within 50 miles: 1 of them.
• Larger places within 100 miles: 110.

Which Minnesota laws govern a loan in Mizpah

Read the table as a lender's compliance picture for Mizpah: the rule, the sourced figure, the publisher and the date.

Where Mizpah sits

Inside Mizpah's boundaries lie about 3.0 square miles of land, with no significant water area recorded. The resulting density is about 17 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 209 miles away. Counting outward 50 miles, 17 larger communities surround Mizpah. Within the same 50 miles lie 1 smaller Census places.

How lenders reach Mizpah

At roughly 17 people per square mile, Mizpah is sparsely settled; 17 larger places lie within 50 miles. Lenders licensed in Minnesota reach Mizpah's 51 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Northome, MN about 4 miles away.

What to do before borrowing in Mizpah

Before you apply in Mizpah, a community of about 51, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Mizpah and the rest of Minnesota is not the process but the borrower's own file, among the 51 people here.

Mizpah's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Mizpah ranks 827th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Mizpah stands 346th among Minnesota's 853 places — roughly the 59th percentile. At about 17 people per square mile, Mizpah is the 848th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 0 residents.