Personal loans in Mission Hills, KS
Mission Hills is one of 625 Census places in Kansas; its 3,525 residents put it at 79th. Mission Hills is a small community of about 3,525 residents, and a personal loan taken out here is governed by Kansas statute.
Mission Hills shed about 1.8% of its population between the 2020 base and the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Mission Hills loan. When Kansas caps or restricts a product, lenders either change the terms or withdraw it from Mission Hills as from the rest of the state. Borrowers who want a bigger city can look to Fairway, KS about 1 miles away.
The Mission Hills data picture
Mission Hills is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 3,525 — Mission Hills ranks 79th of 625 communities in Kansas (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.8% across the 2020-to-2023 comparison.
- Net change: roughly 66 fewer people than the 2020 Census counted.
- Size percentile: roughly 87% of Kansas's places have fewer residents than Mission Hills's 3,525.
- Population density: about 1,729 people per square mile across 2.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Mission Hills ranks 116th among Kansas's 625 places, at 2.0 sq mi.
- Within Kansas: about 0.1% of the state's population lives in Mission Hills.
- National standing: Mission Hills ranks 5,803rd of 19,457 US places.
- Growth rank: Mission Hills's 2020-to-2023 change ranks 384th of 625 places in Kansas.
- Against the state trend: Mission Hills's 1.8% change compares with a Kansas average of -1.0% across its 625 places.
- Density rank: Mission Hills places 55th among Kansas's places by people per square mile.
- Against the state median: Mission Hills runs about 1,729 residents per square mile, where the Kansas median is 764.
- Location: it lies at 39.0140, -94.6176 in the Census Gazetteer.
- Nearest larger cities: Fairway (1 mi); Roeland Park (2 mi); Prairie Village (2 mi); Mission (2 mi); Merriam (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Mission Woods (1 mi); Westwood (2 mi); Westwood Hills (2 mi).
- Within a 50-mile radius: 107 smaller Census places.
- At 100 miles: 75 larger Census places fall inside that radius.
What a Mission Hills borrower is actually offered
Most loans made to Mission Hills's 3,525 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Mission Hills can be quoted different APRs on the same amount and term. Shortening the term on a Mission Hills loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Mission Hills: area, density and distance
The Census Gazetteer records about 2.0 square miles of land within Mission Hills, with no significant water area listed. That land carries about 1,729 people per square mile. Wichita, the largest place in Kansas, is about 174 miles from Mission Hills. A 50-mile radius around Mission Hills takes in 55 places that are larger. By land area it ranks 116th of 625 Kansas places.
Where Mission Hills sits in Kansas
Mission Hills is the 79th-largest of 625 Census places in Kansas and contains about 0.1% of the state's people. For population change between 2020 and 2023, Mission Hills ranks 384th of 625 in Kansas (about the 39th percentile). At about 1,729 people per square mile, Mission Hills is the 55th most densely settled place in Kansas. The population moved by about 66 people between 2020 and 2023, a 1.8% shift.
Before you apply in Mission Hills
These steps shape the offer you get in Mission Hills, a place of about 3,525 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Kansas licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Mission Hills and the rest of Kansas is not the process but the borrower's own file, among the 3,525 people here.
Kansas rules behind a Mission Hills personal loan
These are Kansas's sourced lending facts as they reach Mission Hills's 3,525 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
Common questions
What are my options in Mission Hills if my credit is poor?
What loan size can I expect in Mission Hills?
Do I have to pledge anything to borrow in Mission Hills?
Does comparing loans in Mission Hills cost me credit score points?
Nearby places
- Fairway, KS — population 4,158
- Mission Woods, KS — population 197
- Westwood, KS — population 1,721
- Westwood Hills, KS — population 395
- Roeland Park, KS — population 6,712
- Prairie Village, KS — population 22,900
- Mission, KS — population 10,014
- Merriam, KS — population 10,875