Personal loans in Minturn, AR
If you are weighing a personal loan in Minturn, start from the payment you can carry; its 89 residents face the same statewide rules. Population in Minturn dropped about 2.2% over the three years from 2020 to 2023.
The Census counts 89 people in Minturn, the 462nd-largest figure among Arkansas's 500 places. Use the calculator on this page to price an amount and term before you commit in Minturn. To lend to Minturn's 89 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Hoxie, AR about 5 miles away.
The Minturn data picture
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: 89 — Minturn ranks 462nd of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.2% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: with 89 residents, Minturn is larger than about 8% of Arkansas's Census places.
- Population density: about 156 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Minturn's 0.6 square miles rank 405th of 500 places in Arkansas.
- State population share: Minturn accounts for about 0.0% of everyone in Arkansas.
- National rank: Minturn sits 18,327th by population among the 19,457 places in this dataset.
- Growth rank: Minturn ranks 335th among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Minturn moved 2.2%.
- Density rank: Minturn places 407th among Arkansas's places by people per square mile.
- Density vs Arkansas: Minturn's 156 people per square mile compare with a state median of 386.
- Location: mapped by the US Census Bureau at 35.9764, -91.0272.
- Nearest larger cities: Hoxie (5 mi); Alicia (7 mi); Portia (8 mi); Walnut Ridge (9 mi); Egypt (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Smithville (17 mi); Delaplaine (24 mi); Williford (27 mi).
- Within a 50-mile radius: 9 smaller Census places.
- At 100 miles: 295 larger Census places fall inside that radius.
The anatomy of a Minturn personal loan
With roughly 89 residents, Minturn is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Minturn. A longer term lowers the monthly payment on a Minturn loan but raises total interest, so the smallest payment is not the cheapest loan.
Steps to take before a Minturn loan
Before you apply in Minturn, a community of about 89, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Arkansas licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
What differs between Minturn and the rest of Arkansas is not the process but the borrower's own file, among the 89 people here.
How Arkansas law applies in Minturn
Read the table as a lender's compliance picture for Minturn: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Borrowing reach in Minturn
Minturn is a lightly settled community of about 89 people, with 84 larger places inside a 50-mile radius. Whether Minturn has a local branch or not, a Arkansas-licensed lender can serve its 89 people online on the same terms. For a larger market, the closest option is Hoxie, AR about 5 miles away.
Minturn in state context
Set beside Arkansas's 500 places, Minturn ranks 462nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Minturn ranks 335th of 500 in Arkansas (about the 33th percentile). At about 156 people per square mile, Minturn is the 407th most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 2 residents.
Common questions
What are my options in Minturn if my credit is poor?
What loan size can I expect in Minturn?
Do I have to pledge anything to borrow in Minturn?
Does comparing loans in Minturn cost me credit score points?
Nearby places
- Hoxie, AR — population 2,609
- Alicia, AR — population 140
- Portia, AR — population 420
- Walnut Ridge, AR — population 5,532
- Egypt, AR — population 109
- Powhatan, AR — population 101
- Black Rock, AR — population 608
- Sedgwick, AR — population 159