Personal loans in Minto, ND

Minto, North Dakota — home to about 609 people — is a small community, so the terms you are offered follow North Dakota law rather than any local rule. Lenders active in Minto report to a North Dakota supervisor, identified in the sourced rows below. Work out your debt-to-income ratio first; lenders weigh it heavily, and Minto's 609 residents are no exception. The closest larger place is Grafton, ND about 9 miles away.

Borrowing in Minto: the local picture

Here is the sourced Census picture for Minto, plus the North Dakota lending rules that apply to a loan taken out here.

• Population: about 609, ranked 83rd of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.8% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
• Size percentile: bigger than about 77% of the places in North Dakota, with 609 residents in Minto.
• Density: roughly 424 residents per square mile, spread over 1.4 sq mi of land.
• By land area: Minto ranks 66th among North Dakota's 355 places, at 1.4 sq mi.
• State population share: Minto accounts for about 0.1% of everyone in North Dakota.
• National standing: Minto ranks 12,373rd of 19,457 US places.
• Growth in North Dakota: Minto stands 168th by percentage change from 2020 to 2023, among 355 places.
• Against the state trend: Minto's 1.8% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Minto is the 156th most densely settled place in North Dakota.
• Density vs North Dakota: Minto's 424 people per square mile compare with a state median of 352.
• Location: the Census Gazetteer records it at 48.2924, -97.3730.
• Nearest larger cities: Grafton (9 mi); Park River (18 mi); Drayton (21 mi); Warren (29 mi); Grand Forks (29 mi). Living near a larger metro rarely changes what is available in Minto.
• Smaller places close by: Ardoch (6 mi); Forest River (7 mi); Oslo (13 mi).
• Smaller neighbours: 46 places smaller than Minto sit within 50 miles.
• Within 100 miles: 37 places are larger than Minto.

Minto against the rest of North Dakota

Against North Dakota's other places, Minto accounts for about 0.1% of the state's population and ranks 83rd of 355 by size. Its 2020-to-2023 change ranks 168th of 355 North Dakota places, putting it near the 53th percentile for growth. At about 424 people per square mile, Minto is the 156th most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 11 residents.

Getting a loan in Minto

At roughly 424 people per square mile, Minto is lightly settled; 14 larger places lie within 50 miles. A North Dakota licence lets a lender serve Minto without a local office, so branch density does not change what its 609 residents are offered. The nearest larger city, Grafton, ND about 9 miles away.

Inside a Minto personal loan

A Minto personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 609 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Minto. The term you choose in Minto decides the split between a comfortable payment and the total interest you pay.

Where Minto sits

Minto covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 609 residents, the land area yields roughly 424 people per square mile. Fargo, the largest place in North Dakota, is about 102 miles from Minto. A 50-mile radius around Minto takes in 14 places that are larger. By land area it ranks 66th of 355 North Dakota places.

The state rulebook for Minto

North Dakota has no separate rate rule for Minto; the sourced rows below are what reach every lender that serves its 609 people.