Personal loans in Minersville, UT

If you are weighing a personal loan in Minersville, start from the payment you can carry; its 847 residents face the same statewide rules. A single loan can carry different costs on either side of a state line, and Minersville sits on the Utah side of that line. Judge Minersville offers on total cost, not on how quickly the money arrives. The next larger city is Milford, UT about 10 miles away.

Minersville: population, trend and location

Here is the sourced Census picture for Minersville, plus the Utah lending rules that apply to a loan taken out here.

• Population: 847 — Minersville ranks 168th of 255 communities in Utah (US Census Bureau, Vintage 2023).
• Population trend: Up about 4.8% from the 2020 Census base to the 2023 estimate.
• Absolute change: 39 residents added between 2020 and 2023.
• Size percentile: Minersville's 847 people outrank roughly 34% of the places in Utah.
• Density: the Census land area of 2.2 sq mi holds about 389 people per square mile.
• By land area: Minersville ranks 185th among Utah's 255 places, at 2.2 sq mi.
• Share of state population: Minersville's 847 residents are about 0.0% of Utah.
• Nationally: Minersville is the 10,940th-largest of 19,457 Census places in the dataset.
• Growth rank: Minersville ranks 108th among Utah's 255 places for the 2020-to-2023 change.
• Versus Utah: the state average change is +5.3%, while Minersville moved 4.8%.
• Density rank: Minersville is the 164th most densely settled place in Utah.
• Against the state median: Minersville runs about 389 residents per square mile, where the Utah median is 705.
• Location: coordinates 38.2480, -112.9790 (US Census Bureau Gazetteer).
• Nearest larger cities: Milford (10 mi); Beaver (19 mi); Parowan (30 mi); Enoch (33 mi); Cedar City (39 mi). Online lenders reach Minersville no matter how far the nearest branch is.
• Nearest smaller towns: Paragonah (27 mi); Brian Head (39 mi); Circleville (39 mi) — useful context for the surrounding area.
• Smaller neighbours: 8 places smaller than Minersville sit within 50 miles.
• At 100 miles: 31 larger Census places fall inside that radius.

How Utah law applies in Minersville

The rows below set out what a licensed lender must follow in Utah, and so for Minersville's roughly 847 residents.

What to do before borrowing in Minersville

These steps shape the offer you get in Minersville, a place of about 847 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Utah regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Minersville-specific: the same Utah licensing and disclosure rules reach all 847 residents.

Minersville against the rest of Utah

Minersville is the 168th-largest of 255 Census places in Utah and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 108th of 255 Utah places, putting it near the 58th percentile for growth. Its roughly 389 residents per square mile place it 164th among Utah's places. By land area, its 2.2 square miles rank 185th of 255 places in Utah.

Minersville on the map

Minersville's land area is roughly 2.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 389 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 183 miles. Within 50 miles of Minersville there are 6 larger Census places. By land area it ranks 185th of 255 Utah places.

How a Minersville personal loan is priced

With roughly 847 residents, Minersville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Minersville's rank of 168th in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Minersville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.