Personal loans in Milliken, CO
At about 9,084 residents, Milliken is larger than roughly 79% of the places in Colorado. Milliken, Colorado — home to about 9,084 people — is a small town, so the terms you are offered follow Colorado law rather than any local rule.
For a community of about 9,084, the practical step is to compare APR across at least three lenders before committing. Rate ceilings, licensing requirements and product limits for Milliken are all set at the Colorado level. The 2020 count to the 2023 estimate shows about 8.3% growth in Milliken. The nearest larger city is Johnstown, CO about 3 miles away.
The Milliken data picture
What follows is Milliken's place in the Census record, alongside the Colorado rules that govern a personal loan made here.
- Population: the Census counts 9,084 residents in Milliken (Vintage 2023 subcounty estimate), the 57th-largest figure among Colorado's 270 places.
- Population trend: Higher by roughly 8.3% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 694 residents.
- Size percentile: about 79% of Colorado communities are smaller than Milliken (9,084 residents).
- Population density: about 696 people per square mile across 13.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Milliken's 13.0 square miles rank 35th of 270 places in Colorado.
- Water area: Milliken has 0.09 square miles of water, ranking 47th of 270 places in Colorado.
- Share of state population: Milliken's 9,084 residents are about 0.2% of Colorado.
- National standing: Milliken ranks 3,361st of 19,457 US places.
- Growth rank: Milliken ranks 34th among Colorado's 270 places for the 2020-to-2023 change.
- Against the state trend: Milliken's 8.3% change compares with a Colorado average of +2.3% across its 270 places.
- Density rank: Milliken places 187th among Colorado's places by people per square mile.
- Against the state median: Milliken runs about 696 residents per square mile, where the Colorado median is 1,126.
- Location: 40.3105, -104.8584 (Census Gazetteer coordinates).
- Nearest larger cities: Johnstown (3 mi); Berthoud (6 mi); Evans (6 mi); Greeley (9 mi); Firestone (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Gilcrest (4 mi); Platteville (6 mi); La Salle (8 mi).
- Smaller neighbours: 31 places smaller than Milliken sit within 50 miles.
- Within 100 miles: 46 places are larger than Milliken.
Where Milliken sits
Milliken covers about 13.0 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). With 9,084 residents, the land area yields roughly 696 people per square mile. The largest place in Colorado, Denver, lies about 38 miles away. Counting outward 50 miles, 35 larger communities surround Milliken. By land area it ranks 35th of 270 Colorado places.
How Milliken compares across Colorado
Among Colorado's 270 places, Milliken sits at 57th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Milliken ranks 34th of 270 in Colorado (about the 87th percentile). By density, at about 696 people per square mile, it ranks 187th in Colorado. Between 2020 and 2023 the count changed by roughly 694 residents.
Colorado rules behind a Milliken personal loan
These are Colorado's sourced lending facts as they reach Milliken's 9,084 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
Borrowing reach in Milliken
With about 696 residents per square mile, Milliken is moderately settled, and 35 larger Census places sit within 50 miles. What is available to Milliken's 9,084 borrowers is set by Colorado licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Johnstown, CO about 3 miles away.
What shapes a Milliken personal loan
Most loans made to Milliken's 9,084 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Milliken loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Milliken loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Milliken if my credit is poor?
What loan size can I expect in Milliken?
Do I have to pledge anything to borrow in Milliken?
Does comparing loans in Milliken cost me credit score points?
Nearby places
- Johnstown, CO — population 19,511
- Gilcrest, CO — population 1,020
- Platteville, CO — population 2,898
- Berthoud, CO — population 13,238
- Evans, CO — population 22,326
- Greeley, CO — population 112,609
- Mead, CO — population 6,450
- La Salle, CO — population 2,301