Personal loans in Milford, NJ

Population in Milford dropped about 0.9% over the three years from 2020 to 2023. For a community of about 1,222, the practical step is to compare APR across at least three lenders before committing. Which products a lender may offer to Milford's 1,222 residents follows from the New Jersey consumer-lending framework. The nearest larger city is Frenchtown, NJ about 4 miles away.

Milford by the numbers

Set out below is Milford's local context next to the state-level rules that reach every lender here.

• Population: an estimated 1,222 residents, 288th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 0.9% from 2020 to 2023.
• Net change: roughly 11 fewer people than the 2020 Census counted.
• Size percentile: about 11% of New Jersey communities are smaller than Milford (1,222 residents).
• Population density: about 1,034 people per square mile (Census land area 1.2 sq mi).
• Land area: Milford covers 1.2 square miles, the 232nd-largest area among New Jersey's 323 places.
• Water area: Milford has 0.09 square miles of water, ranking 147th of 323 places in New Jersey.
• Within New Jersey: about 0.0% of the state's population lives in Milford.
• National standing: Milford ranks 9,471st of 19,457 US places.
• Growth rank: Milford's 2020-to-2023 change ranks 239th of 323 places in New Jersey.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Milford's 0.9%.
• Density rank: Milford is the 283rd most densely settled place in New Jersey.
• Density in context: Milford's 1,034 people per square mile sit against a New Jersey median of 3,448.
• Location: mapped by the US Census Bureau at 40.5735, -75.0897.
• Nearest larger cities: Frenchtown (4 mi); Alpha (7 mi); Phillipsburg (9 mi); Clinton (10 mi); Easton (10 mi). Living near a larger metro rarely changes what is available in Milford.
• Nearest smaller places: Bloomsbury (6 mi); Riegelsville (6 mi); Glendon (10 mi).
• Within a 50-mile radius: 41 smaller Census places.
• Within 100 miles: 716 places are larger than Milford.

What a Milford borrower is actually offered

In Milford, a small community of about 1,222, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Milford. Because the payment is fixed, the total cost of a Milford loan is knowable in advance — unlike a revolving card balance.

The geography behind Milford

The Census Gazetteer records 1.2 square miles of land and 0.09 square miles of water within Milford. The resulting density is about 1,034 people per square mile. For the state's biggest city, Newark, the distance is roughly 49 miles. Milford has 233 larger places within a 50-mile radius. By land area it ranks 232nd of 323 New Jersey places.

Getting a loan in Milford

Milford is a moderately settled community of about 1,222 people, with 233 larger places inside a 50-mile radius. Lenders licensed in New Jersey reach Milford's 1,222 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Frenchtown, NJ about 4 miles away.

New Jersey consumer-lending rules applied in Milford

Below are the New Jersey rules that apply to a loan made in Milford, each with the regulator that issued it.

Milford's place among New Jersey's 323 places

Among New Jersey's 323 places, Milford sits at 288th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Milford stands 239th among New Jersey's 323 places — roughly the 26th percentile. By density, at about 1,034 people per square mile, it ranks 283rd in New Jersey. In land area, Milford ranks 232nd among New Jersey's 323 places.