Personal loans in Meyersdale, PA
Meyersdale shed about 2.7% of its population between the 2020 base and the 2023 estimate. With an estimated 2,016 residents, Meyersdale is the 425th-largest of 1,013 places in Pennsylvania. Meyersdale is a small community of about 2,016 residents, and a personal loan taken out here is governed by Pennsylvania statute. Compare APR, not the interest rate, because the APR folds in most fees on a Meyersdale loan. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Meyersdale as from the rest of the state. The nearest larger city is Frostburg, MD about 12 miles away.
Meyersdale by the numbers
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: an estimated 2,016 residents, 425th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 2.7% from 2020 to 2023.
- People gained or lost: about 56 fewer since the 2020 base.
- Size percentile: roughly 58% of Pennsylvania's places have fewer residents than Meyersdale's 2,016.
- Population density: about 2,471 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Meyersdale covers 0.8 square miles, the 531st-largest area among Pennsylvania's 1,013 places.
- State share: roughly 0.0% of Pennsylvania's residents live in Meyersdale (2,016 people).
- National rank: Meyersdale is the 7,596th most populous of the 19,457 Census places covered here.
- Growth rank: Meyersdale ranks 850th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Meyersdale's 2.7%.
- Density rank: Meyersdale places 411th among Pennsylvania's places by people per square mile.
- Density in context: Meyersdale's 2,471 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 39.8133 / -79.0277, per the US Census Bureau Gazetteer.
- Nearest larger cities: Frostburg (12 mi); Somerset (14 mi); Cumberland (18 mi); Keyser (26 mi); Windber (31 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Garrett (4 mi); Salisbury (5 mi); Callimont (6 mi) — useful context for the surrounding area.
- Smaller neighbours: 121 places smaller than Meyersdale sit within 50 miles.
- Within 100 miles: 210 places are larger than Meyersdale.
Meyersdale in state context
Set beside Pennsylvania's 1,013 places, Meyersdale ranks 425th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 850th of 1,013 Pennsylvania places, putting it near the 16th percentile for growth. At about 2,471 people per square mile, Meyersdale is the 411th most densely settled place in Pennsylvania. Within 50 miles sit 121 smaller Census places, alongside the 31 that are larger.
Pennsylvania consumer-lending rules applied in Meyersdale
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Meyersdale's 2,016 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The geography behind Meyersdale
Meyersdale's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. With 2,016 residents, the land area yields roughly 2,471 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 207 miles away. A 50-mile radius around Meyersdale takes in 31 places that are larger. By land area it ranks 531st of 1,013 Pennsylvania places.
A practical checklist for Meyersdale borrowers
For Meyersdale's roughly 2,016 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Meyersdale holds 2,016 people.
What a Meyersdale borrower is actually offered
In Meyersdale, a small community of about 2,016, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Meyersdale can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Meyersdale loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Garrett, PA — population 411
- Salisbury, PA — population 688
- Callimont, PA — population 53
- Berlin, PA — population 1,960
- Rockwood, PA — population 828
- Grantsville, MD — population 958
- Frostburg, MD — population 6,963
- Casselman, PA — population 114