Personal loans in Mesquite, TX

Price two or three terms so you can see which payment is truly affordable in Mesquite. A 2020-to-2023 comparison shows Mesquite down by about 1.9%. State law, not city hall, decides what a lender may do to Mesquite's roughly 147,317 residents, and a state regulator supervises it. For a bigger market, look to Garland, TX about 11 miles away.

Borrowing in Mesquite: the local picture

The figures below are Mesquite's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 147,317 residents; Mesquite is the 21st-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.9% from 2020 to 2023.
• Net change: roughly 2,908 fewer people than the 2020 Census counted.
• Size percentile: Mesquite sits ahead of around 98% of Texas places, at 147,317 people.
• Land and density: 49.1 square miles of land carry roughly 3,000 residents per square mile.
• By land area: Mesquite ranks 42nd among Texas's 1,224 places, at 49.1 sq mi.
• Water area: Mesquite has 0.19 square miles of water, ranking 165th of 1,224 places in Texas.
• State population share: Mesquite accounts for about 0.7% of everyone in Texas.
• National rank: Mesquite sits 179th by population among the 19,457 places in this dataset.
• Growth in Texas: Mesquite stands 1,040th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Mesquite's 1.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Mesquite ranks 83rd by people per square mile.
• Density in context: Mesquite's 3,000 people per square mile sit against a Texas median of 840.
• Location: coordinates 32.7595, -96.5842 (US Census Bureau Gazetteer).
• Nearest larger cities: Garland (11 mi); Dallas (11 mi); Plano (22 mi); Irving (23 mi); Grand Prairie (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Sunnyvale (3 mi); Balch Springs (4 mi); Seagoville (8 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 182 of them.
• Within 100 miles: 10 places are larger than Mesquite.

What shapes a Mesquite personal loan

Mesquite is a sizable city of about 147,317 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Mesquite's 147,317 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Mesquite loan but raises total interest, so the smallest payment is not the cheapest loan.

The Texas lending rules that reach Mesquite

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Mesquite lender must follow.

Mesquite on the map

Mesquite's land area is about 49.1 square miles; a further 0.19 square miles is water. That land carries about 3,000 people per square mile. For the state's biggest city, Houston, the distance is roughly 217 miles. Counting outward 50 miles, 10 larger communities surround Mesquite. The 100-mile radius contains 10 larger places.

Mesquite's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Mesquite ranks 21st by population and holds about 0.7% of the state total. On the 2020-to-2023 trend, Mesquite stands 1,040th among Texas's 1,224 places — roughly the 15th percentile. By density, at about 3,000 people per square mile, it ranks 83rd in Texas. By land area, its 49.1 square miles rank 42nd of 1,224 places in Texas.

Lender access in Mesquite

At roughly 3,000 people per square mile, Mesquite is fairly dense; 10 larger places lie within 50 miles. Whether Mesquite has a local branch or not, a Texas-licensed lender can serve its 147,317 people online on the same terms. For a larger market, the closest option is Garland, TX about 11 miles away.