Personal loans in Meridian, ID

Rate-shopping from Meridian costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A lender that serves Meridian operates under Idaho lending statutes and a Idaho supervisor. Census figures put the 2020-to-2023 increase in Meridian at about 14.5%. The nearest larger metro is Boise City, ID about 9 miles away.

Meridian: population, trend and location

Only a few things actually differ by place — population, area, location, and the Idaho rules a lender must follow — and they are below.

• Population: the Census counts 134,801 residents in Meridian (Vintage 2023 subcounty estimate), the 2nd-largest figure among Idaho's 197 places.
• Population trend: A gain of roughly 14.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 17,056 residents.
• Size percentile: Meridian's 134,801 people outrank roughly 99% of the places in Idaho.
• Land and density: 37.1 square miles of land carry roughly 3,631 residents per square mile.
• Land area rank: Meridian's 37.1 square miles rank 3rd of 197 places in Idaho.
• Water area: Meridian has 0.06 square miles of water, ranking 30th of 197 places in Idaho.
• Share of state population: Meridian's 134,801 residents are about 9.6% of Idaho.
• Nationally: Meridian is the 206th-largest of 19,457 Census places in the dataset.
• Growth rank: Meridian ranks 17th among Idaho's 197 places for the 2020-to-2023 change.
• Against the state trend: Meridian's 14.5% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Meridian is the 3rd most densely settled place in Idaho.
• Density vs Idaho: Meridian's 3,631 people per square mile compare with a state median of 1,026.
• Location: coordinates 43.6115, -116.4007 (US Census Bureau Gazetteer).
• Nearest larger cities: Boise City (9 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Kuna (6 mi); Garden City (7 mi); Star (8 mi).
• Smaller places within 50 miles: 28 of them.
• Larger places within 100 miles: 1.

The Idaho lending rules that reach Meridian

Idaho has no separate rate rule for Meridian; the sourced rows below are what reach every lender that serves its 134,801 people.

Where Meridian sits

The Census Gazetteer records 37.1 square miles of land and 0.06 square miles of water within Meridian. The resulting density is about 3,631 people per square mile. The state's population centre of gravity, Boise City, is roughly 9 miles away. Counting outward 50 miles, 1 larger communities surround Meridian. By land area it ranks 3rd of 197 Idaho places.

How a Meridian personal loan is priced

In Meridian, a sizable city of about 134,801, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Meridian's rank of 2nd in Idaho: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Meridian decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Meridian

Meridian is fairly dense, with about 3,631 people per square mile and 1 larger places within 50 miles. Distance to a branch rarely matters for Meridian's 134,801 residents: the application is online and the price follows your credit file. The nearest larger city, Boise City, ID about 9 miles away.

Meridian's place among Idaho's 197 places

Within Idaho, Meridian holds roughly 9.6% of all residents, the 2nd-largest share among 197 places. Its 2020-to-2023 change ranks 17th of 197 Idaho places, putting it near the 91th percentile for growth. By density, at about 3,631 people per square mile, it ranks 3rd in Idaho. The population moved by about 17,056 people between 2020 and 2023, a 14.5% shift.