Personal loans in Mendon, OH
If you are weighing a personal loan in Mendon, start from the payment you can carry; its 612 residents face the same statewide rules. The Census estimates 612 residents in Mendon, which ranks it 624th of 924 places in Ohio.
The next larger city is Rockford, OH about 7 miles away. Census figures put the 2020-to-2023 decrease in Mendon at about 2.5%. Every figure below is Ohio's own, applied to Mendon's 612 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Mendon lender.
Mendon by the numbers
Mendon is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 612 residents; Mendon is the 624th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.5% fewer residents than the 2020 Census counted.
- People gained or lost: about 16 fewer since the 2020 base.
- Size percentile: with 612 residents, Mendon is larger than about 32% of Ohio's Census places.
- Density: roughly 1,123 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Mendon's 0.5 square miles rank 668th of 924 places in Ohio.
- Water area rank: Mendon ranks 378th among Ohio's 924 places, with 0.01 sq mi.
- Within Ohio: about 0.0% of the state's population lives in Mendon.
- National standing: Mendon ranks 12,343rd of 19,457 US places.
- Growth rank: Mendon's 2020-to-2023 change ranks 822nd of 924 places in Ohio.
- Versus Ohio: the state average change is +0.9%, while Mendon moved 2.5%.
- Density rank: Mendon places 546th among Ohio's places by people per square mile.
- Density in context: Mendon's 1,123 people per square mile sit against a Ohio median of 1,289.
- Location: latitude 40.6727, longitude -84.5179 (Census Gazetteer).
- Nearest larger cities: Rockford (7 mi); Celina (8 mi); Ohio City (8 mi); Spencerville (9 mi); St. Marys (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Elgin (5 mi); Venedocia (8 mi); Montezuma (13 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 67 of them.
- At 100 miles: 412 larger Census places fall inside that radius.
Mendon's place among Ohio's 924 places
Within Ohio, Mendon holds roughly 0.0% of all residents, the 624th-largest share among 924 places. For population change between 2020 and 2023, Mendon ranks 822nd of 924 in Ohio (about the 11th percentile). At about 1,123 people per square mile, Mendon is the 546th most densely settled place in Ohio. By land area, its 0.5 square miles rank 668th of 924 places in Ohio.
What Ohio law requires in Mendon
Ohio has no separate rate rule for Mendon; the sourced rows below are what reach every lender that serves its 612 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
What a Mendon borrower is actually offered
In Mendon, a small community of about 612, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Mendon's rank of 624th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Mendon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Mendon
Mendon's land area is about 0.5 square miles; a further 0.01 square miles is water. Spread across it are roughly 1,123 residents per square mile. For the state's biggest city, Columbus, the distance is roughly 94 miles. Mendon has 95 larger places within a 50-mile radius. Within the same 50 miles lie 67 smaller Census places.
Lender access in Mendon
With about 1,123 residents per square mile, Mendon is moderately settled, and 95 larger Census places sit within 50 miles. What is available to Mendon's 612 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest larger city, Rockford, OH about 7 miles away.
Common questions
What are my options in Mendon if my credit is poor?
What loan size can I expect in Mendon?
Do I have to pledge anything to borrow in Mendon?
Does comparing loans in Mendon cost me credit score points?
Nearby places
- Elgin, OH — population 45
- Celina, OH — population 10,885
- Venedocia, OH — population 136
- Rockford, OH — population 1,029
- Ohio City, OH — population 641
- Spencerville, OH — population 2,164
- St. Marys, OH — population 8,377
- Montezuma, OH — population 150