Personal loans in Melvindale, MI

An estimated 12,402 people make their home in Melvindale, a figure that ranks 73rd in Michigan. Work out your debt-to-income ratio first; lenders weigh it heavily, and Melvindale's 12,402 residents are no exception. From the 2020 Census base to the 2023 estimate, the population declined by about 3.5%. A lender that serves Melvindale operates under Michigan lending statutes and a Michigan supervisor. The next larger city is Allen Park, MI about 2 miles away.

Melvindale: population, trend and location

Two layers matter for a Melvindale borrower: the local population picture and Michigan's consumer-lending statutes.

• Population: 12,402 — Melvindale ranks 73rd of 533 communities in Michigan (US Census Bureau, Vintage 2023).
• Population trend: About 3.5% below the 2020 Census base.
• Absolute change: 454 residents lost between 2020 and 2023.
• Size percentile: about 86% of Michigan's Census places are smaller than Melvindale.
• Population density: 4,548 people per square mile on 2.7 square miles of land.
• Land area: Melvindale covers 2.7 square miles, the 181st-largest area among Michigan's 533 places.
• Water area: Melvindale has 0.02 square miles of water, ranking 279th of 533 places in Michigan.
• State population share: Melvindale accounts for about 0.2% of everyone in Michigan.
• Nationally: Melvindale is the 2,712th-largest of 19,457 Census places in the dataset.
• Growth in Michigan: Melvindale stands 508th by percentage change from 2020 to 2023, among 533 places.
• Against the state trend: Melvindale's 3.5% change compares with a Michigan average of -0.3% across its 533 places.
• Density in Michigan: Melvindale ranks 20th by people per square mile.
• Density in context: Melvindale's 4,548 people per square mile sit against a Michigan median of 1,078.
• Location: mapped by the US Census Bureau at 42.2786, -83.1823.
• Nearest larger cities: Allen Park (2 mi); Lincoln Park (2 mi); Dearborn (3 mi); Wyandotte (5 mi); Southgate (5 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Ecorse (3 mi); River Rouge (3 mi); Riverview (7 mi).
• Within a 50-mile radius: 79 smaller Census places.
• At 100 miles: 96 larger Census places fall inside that radius.

Melvindale's place among Michigan's 533 places

Against Michigan's other places, Melvindale accounts for about 0.2% of the state's population and ranks 73rd of 533 by size. On the 2020-to-2023 trend, Melvindale stands 508th among Michigan's 533 places — roughly the 5th percentile. Its roughly 4,548 residents per square mile place it 20th among Michigan's places. In land area, Melvindale ranks 181st among Michigan's 533 places.

Borrowing reach in Melvindale

With about 4,548 residents per square mile, Melvindale is fairly dense, and 48 larger Census places sit within 50 miles. Whether Melvindale has a local branch or not, a Michigan-licensed lender can serve its 12,402 people online on the same terms. For a larger market, the closest option is Allen Park, MI about 2 miles away.

The geography behind Melvindale

Melvindale covers about 2.7 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 4,548 residents per square mile. The state's population centre of gravity, Detroit, is roughly 8 miles away. Counting outward 50 miles, 48 larger communities surround Melvindale. The 100-mile radius contains 96 larger places.

What a Melvindale borrower is actually offered

In Melvindale, a small town of about 12,402, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Melvindale's rank of 73rd in Michigan: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Melvindale decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Melvindale

Below are the Michigan rules that apply to a loan made in Melvindale, each with the regulator that issued it.