Personal loans in Melvina, WI

A lender serving Melvina holds a Wisconsin licence and answers to a Wisconsin regulator; no city office is involved for its 93 residents. Population in Melvina climbed about 1.1% over the three years from 2020 to 2023. For a community of about 93, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Cashton, WI about 4 miles away.

What the Census records for Melvina

Melvina is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 93, ranked 599th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 1.1% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: roughly 1% of Wisconsin's places have fewer residents than Melvina's 93.
• Population density: about 191 people per square mile (Census land area 0.5 sq mi).
• Land area rank: Melvina's 0.5 square miles rank 584th of 605 places in Wisconsin.
• State population share: Melvina accounts for about 0.0% of everyone in Wisconsin.
• Nationally: Melvina is the 18,246th-largest of 19,457 Census places in the dataset.
• Growth in Wisconsin: Melvina stands 155th by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Melvina's 1.1%.
• Density rank: Melvina places 553rd among Wisconsin's places by people per square mile.
• Against the state median: Melvina runs about 191 residents per square mile, where the Wisconsin median is 800.
• Location: 43.8024 / -90.7815, per the US Census Bureau Gazetteer.
• Nearest larger cities: Cashton (4 mi); Norwalk (8 mi); Sparta (10 mi); Rockland (10 mi); Ontario (11 mi). Lenders licensed in the state serve Melvina whether or not they keep a local branch.
• Smaller towns nearby: Yuba (26 mi); Whalan (57 mi); Clayton (65 mi).
• Smaller places within 50 miles: 1 of them.
• Within 100 miles: 408 places are larger than Melvina.

Wisconsin consumer-lending rules applied in Melvina

Wisconsin has no separate rate rule for Melvina; the sourced rows below are what reach every lender that serves its 93 people.

Lender access in Melvina

Melvina is a lightly settled community of about 93 people, with 90 larger places inside a 50-mile radius. Whether Melvina has a local branch or not, a Wisconsin-licensed lender can serve its 93 people online on the same terms. For a larger market, the closest option is Cashton, WI about 4 miles away.

Melvina against the rest of Wisconsin

Against Wisconsin's other places, Melvina accounts for about 0.0% of the state's population and ranks 599th of 605 by size. Its 2020-to-2023 change ranks 155th of 605 Wisconsin places, putting it near the 74th percentile for growth. Its roughly 191 residents per square mile place it 553rd among Wisconsin's places. The population moved by about 1 people between 2020 and 2023, a 1.1% shift.

A practical checklist for Melvina borrowers

Before you hand your details to a lender in Melvina, where the population is near 93:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Wisconsin licence with the regulator named above before committing.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Melvina-specific: the same Wisconsin licensing and disclosure rules reach all 93 residents.

Melvina on the map

Melvina's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 191 people per square mile. Milwaukee, the largest place in Wisconsin, is about 150 miles from Melvina. Melvina has 90 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.