Personal loans in Medina, TN
Roughly 5,526 residents live in Medina, the 99th-largest community in Tennessee. Two households in Medina with comparable incomes can still be offered different rates; the city's 5,526 residents are not the reason.
A 2020-to-2023 comparison shows Medina up by about 7.7%. Judge Medina offers on total cost, not on how quickly the money arrives. A lender that serves Medina operates under Tennessee lending statutes and a Tennessee supervisor. The nearest larger city is Humboldt, TN about 6 miles away.
The Medina data picture
What follows is Medina's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.
- Population: 5,526 — Medina ranks 99th of 344 communities in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 7.7% across the 2020-to-2023 comparison.
- People gained or lost: about 397 more since the 2020 base.
- Size percentile: about 71% of Tennessee communities are smaller than Medina (5,526 residents).
- Population density: about 1,347 people per square mile (Census land area 4.1 sq mi).
- Land area: Medina covers 4.1 square miles, the 184th-largest area among Tennessee's 344 places.
- Water: Medina holds about 0.02 square miles, the 96th-largest water area in Tennessee.
- State share: roughly 0.2% of Tennessee's residents live in Medina (5,526 people).
- Nationally: Medina is the 4,573rd-largest of 19,457 Census places in the dataset.
- Growth in Tennessee: Medina stands 36th by percentage change from 2020 to 2023, among 344 places.
- Against the state trend: Medina's 7.7% change compares with a Tennessee average of +2.4% across its 344 places.
- Density rank: Medina places 32nd among Tennessee's places by people per square mile.
- Density in context: Medina's 1,347 people per square mile sit against a Tennessee median of 553.
- Location: it lies at 35.8170, -88.7905 in the Census Gazetteer.
- Nearest larger cities: Humboldt (6 mi); Milan (7 mi); Jackson (12 mi); Lexington (26 mi); Henderson (27 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Three Way (5 mi); Gibson (5 mi); Gadsden (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 64 smaller Census places.
- At 100 miles: 55 larger Census places fall inside that radius.
Medina against the rest of Tennessee
Medina is the 99th-largest of 344 Census places in Tennessee and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Medina stands 36th among Tennessee's 344 places — roughly the 90th percentile. By density, at about 1,347 people per square mile, it ranks 32nd in Tennessee. In land area, Medina ranks 184th among Tennessee's 344 places.
Before you apply in Medina
A sensible order of operations for a loan in Medina, home to about 5,526 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Tennessee regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Medina and the rest of Tennessee is not the process but the borrower's own file, among the 5,526 people here.
Lender access in Medina
Medina is moderately settled, with about 1,347 people per square mile and 12 larger places within 50 miles. What is available to Medina's 5,526 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. The nearest larger city, Humboldt, TN about 6 miles away.
How Tennessee law applies in Medina
Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Medina lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
The geography behind Medina
Medina's land area is about 4.1 square miles; a further 0.02 square miles is water. The resulting density is about 1,347 people per square mile. Memphis, the largest place in Tennessee, is about 82 miles from Medina. Counting outward 50 miles, 12 larger communities surround Medina. By land area it ranks 184th of 344 Tennessee places.
Common questions
What are my options in Medina if my credit is poor?
What loan size can I expect in Medina?
Do I have to pledge anything to borrow in Medina?
Does comparing loans in Medina cost me credit score points?
Nearby places
- Gibson, TN — population 372
- Three Way, TN — population 1,909
- Milan, TN — population 8,292
- Humboldt, TN — population 7,840
- Jackson, TN — population 68,264
- Atwood, TN — population 955
- Gadsden, TN — population 474
- Trenton, TN — population 4,092