Personal loans in Meadow Vale, KY
Personal loans in Meadow Vale are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 718 population. Meadow Vale is one of 416 Census places in Kentucky; its 718 residents put it at 248th.
For a bigger market, look to Rolling Hills, KY about 0 miles away. Meadow Vale lost roughly 1.2% of its population across the 2020-to-2023 comparison. A single loan can carry different costs on either side of a state line, and Meadow Vale sits on the Kentucky side of that line. If debt is already a strain, a nonprofit credit counsellor can help Meadow Vale residents before they take on more.
Local context for Meadow Vale
The figures below are Meadow Vale's own — Census population, land area and coordinates — followed by the Kentucky rules.
- Population: about 718 people live here, which puts Meadow Vale 248th of 416 Census places in Kentucky (Vintage 2023).
- Population trend: Down about 1.2% from the 2020 Census base to the 2023 estimate.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: Meadow Vale's 718 people outrank roughly 40% of the places in Kentucky.
- Population density: about 3,279 people per square mile (Census land area 0.2 sq mi).
- By land area: Meadow Vale ranks 348th among Kentucky's 416 places, at 0.2 sq mi.
- State share: roughly 0.0% of Kentucky's residents live in Meadow Vale (718 people).
- National rank: Meadow Vale is 11,686th of 19,457 places nationwide.
- Growth in Kentucky: Meadow Vale stands 280th by percentage change from 2020 to 2023, among 416 places.
- State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Meadow Vale's 1.2%.
- Density in Kentucky: Meadow Vale ranks 63rd by people per square mile.
- Density vs Kentucky: Meadow Vale's 3,279 people per square mile compare with a state median of 1,045.
- Location: 38.2833, -85.5725 (Census Gazetteer coordinates).
- Nearest larger cities: Rolling Hills (0 mi); Langdon Place (1 mi); Plantation (1 mi); Lyndon (2 mi); Barbourmeade (2 mi). Living near a larger metro rarely changes what is available in Meadow Vale.
- Nearest smaller towns: Meadowbrook Farm (0 mi); Hickory Hill (0 mi); Creekside (1 mi) — useful context for the surrounding area.
- Smaller neighbours: 83 places smaller than Meadow Vale sit within 50 miles.
- At 100 miles: 299 larger Census places fall inside that radius.
Kentucky rules behind a Meadow Vale personal loan
When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Meadow Vale is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
A practical checklist for Meadow Vale borrowers
For Meadow Vale's roughly 718 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Kentucky licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Meadow Vale-specific: the same Kentucky licensing and disclosure rules reach all 718 residents.
How personal loans work in Meadow Vale
A Meadow Vale personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 718 residents. Two numbers drive a Meadow Vale loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Meadow Vale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Meadow Vale
The Census Gazetteer records about 0.2 square miles of land within Meadow Vale, with no significant water area listed. Spread across it are roughly 3,279 residents per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 63 miles. Meadow Vale has 93 larger places within a 50-mile radius. The 100-mile radius contains 299 larger places.
Meadow Vale in state context
Within Kentucky, Meadow Vale holds roughly 0.0% of all residents, the 248th-largest share among 416 places. For population change between 2020 and 2023, Meadow Vale ranks 280th of 416 in Kentucky (about the 33th percentile). By density, at about 3,279 people per square mile, it ranks 63rd in Kentucky. In land area, Meadow Vale ranks 348th among Kentucky's 416 places.
Common questions
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Nearby places
- Meadowbrook Farm, KY — population 116
- Rolling Hills, KY — population 923
- Hickory Hill, KY — population 119
- Creekside, KY — population 302
- Westwood, KY — population 567
- Langdon Place, KY — population 864
- Moorland, KY — population 428
- Ten Broeck, KY — population 92