Personal loans in Meadow Bridge, WV

Meadow Bridge, West Virginia — home to about 314 people — is a small community, so the terms you are offered follow West Virginia law rather than any local rule.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With an estimated 314 residents, Meadow Bridge is the 177th-largest of 230 places in West Virginia. Verify the lender's West Virginia licence against the regulator named below before borrowing in Meadow Bridge. Meadow Bridge shed about 4.0% of its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Meadow Bridge's roughly 314 residents, and a state regulator supervises it. The closest larger place is Rainelle, WV about 9 miles away.

Local context for Meadow Bridge

The figures below are Meadow Bridge's own — Census population, land area and coordinates — followed by the West Virginia rules.

Land, water and location for Meadow Bridge

Inside Meadow Bridge's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 837 people per square mile. Charleston, the largest place in West Virginia, is about 54 miles from Meadow Bridge. Counting outward 50 miles, 47 larger communities surround Meadow Bridge. The 100-mile radius contains 161 larger places.

What is available to Meadow Bridge borrowers

Meadow Bridge is a moderately settled community of about 314 people, with 47 larger places inside a 50-mile radius. Lenders licensed in West Virginia reach Meadow Bridge's 314 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Rainelle, WV about 9 miles away.

Meadow Bridge's place among West Virginia's 230 places

Against West Virginia's other places, Meadow Bridge accounts for about 0.1% of the state's population and ranks 177th of 230 by size. Its 2020-to-2023 change ranks 151st of 230 West Virginia places, putting it near the 34th percentile for growth. By density, at about 837 people per square mile, it ranks 141st in West Virginia. Between 2020 and 2023 the count changed by roughly 13 residents.

How personal loans work in Meadow Bridge

Most loans made to Meadow Bridge's 314 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Meadow Bridge's rank of 177th in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Meadow Bridge loan but raises total interest, so the smallest payment is not the cheapest loan.

West Virginia consumer-lending rules applied in Meadow Bridge

Below are the West Virginia rules that apply to a loan made in Meadow Bridge, each with the regulator that issued it.

RuleDetailSource
State lending regulatorWest Virginia Division of Financial Institutions (WV DFI)
Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia.
West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107)
Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year
West Virginia Legislature (West Virginia Code)
as of 2026-09-16
Payday lending statusTraditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A
Source says: Traditional "Payday Lenders" are generally prohibited within this state.
West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Meadow Bridge if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meadow Bridge is the same as anywhere in West Virginia.
What loan size can I expect in Meadow Bridge?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Meadow Bridge?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Meadow Bridge cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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