Personal loans in Meade, KS

Personal loans in Meade are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,442 population. Meade ranks 146th of 625 places in Kansas, with a population near 1,442. From the 2020 Census base to the 2023 estimate, the population declined by about 4.2%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Meade's 1,442 residents are no exception. The nearest larger city is Liberal, KS about 36 miles away.

Borrowing in Meade: the local picture

The figures below are Meade's own — Census population, land area and coordinates — followed by the Kansas rules.

• Population: 1,442 people, a figure that places Meade 146th among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 4.2% since the 2020 count.
• Absolute change: 63 residents lost between 2020 and 2023.
• Size percentile: Meade's 1,442 people outrank roughly 77% of the places in Kansas.
• Population density: 985 people per square mile on 1.5 square miles of land.
• Land area: Meade covers 1.5 square miles, the 151st-largest area among Kansas's 625 places.
• Within Kansas: about 0.1% of the state's population lives in Meade.
• National standing: Meade ranks 8,835th of 19,457 US places.
• Growth rank: Meade's 2020-to-2023 change ranks 585th of 625 places in Kansas.
• Against the state trend: Meade's 4.2% change compares with a Kansas average of -1.0% across its 625 places.
• Density rank: Meade is the 225th most densely settled place in Kansas.
• Density in context: Meade's 985 people per square mile sit against a Kansas median of 764.
• Location: mapped by the US Census Bureau at 37.2836, -100.3430.
• Nearest larger cities: Liberal (36 mi); Cimarron (36 mi); Dodge City (37 mi); Garden City (55 mi); Hugoton (56 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Fowler (11 mi); Plains (14 mi); Kismet (20 mi).
• Smaller neighbours: 24 places smaller than Meade sit within 50 miles.
• At 100 miles: 21 larger Census places fall inside that radius.

Inside a Meade personal loan

Most loans made to Meade's 1,442 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Meade's 1,442 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Meade loan is knowable in advance — unlike a revolving card balance.

Where Meade sits

The Census Gazetteer records about 1.5 square miles of land within Meade, with no significant water area listed. Spread across it are roughly 985 residents per square mile. For the state's biggest city, Wichita, the distance is roughly 167 miles. Within 50 miles of Meade there are 3 larger Census places. The 100-mile radius contains 21 larger places.

A practical checklist for Meade borrowers

These steps shape the offer you get in Meade, a place of about 1,442 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Meade-specific: the same Kansas licensing and disclosure rules reach all 1,442 residents.

Lender access in Meade

With about 985 residents per square mile, Meade is moderately settled, and 3 larger Census places sit within 50 miles. Lenders licensed in Kansas reach Meade's 1,442 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Liberal, KS about 36 miles away.

How Kansas law applies in Meade

The rows below set out what a licensed lender must follow in Kansas, and so for Meade's roughly 1,442 residents.