Personal loans in McNabb, IL
A single loan can carry different costs on either side of a state line, and McNabb sits on the Illinois side of that line. The Census counts 271 people in McNabb, the 1,033rd-largest figure among Illinois's 1,294 places.
In McNabb, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate. Population in McNabb dropped about 3.2% over the three years from 2020 to 2023. Judge McNabb offers on total cost, not on how quickly the money arrives. The closest larger place is Granville, IL about 6 miles away.
McNabb: the sourced local profile
The figures below are McNabb's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 271 — McNabb ranks 1,033rd of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 3.2% since the 2020 count.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: roughly 20% of Illinois's places have fewer residents than McNabb's 271.
- Density: roughly 1,531 residents per square mile, spread over 0.2 sq mi of land.
- By land area: McNabb ranks 1,246th among Illinois's 1,294 places, at 0.2 sq mi.
- State share: roughly 0.0% of Illinois's residents live in McNabb (271 people).
- National standing: McNabb ranks 15,476th of 19,457 US places.
- Growth rank: McNabb ranks 967th among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while McNabb moved 3.2%.
- Density in Illinois: McNabb ranks 368th by people per square mile.
- Against the state median: McNabb runs about 1,531 residents per square mile, where the Illinois median is 993.
- Location: latitude 41.1771, longitude -89.2097 (Census Gazetteer).
- Nearest larger cities: Granville (6 mi); Mark (6 mi); Hennepin (7 mi); Tonica (8 mi); Lostant (8 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Magnolia (4 mi); Standard (6 mi); Cedar Point (7 mi).
- Smaller places within 50 miles: 34 of them.
- Within 100 miles: 685 places are larger than McNabb.
What Illinois law requires in McNabb
Illinois has no separate rate rule for McNabb; the sourced rows below are what reach every lender that serves its 271 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Lender access in McNabb
McNabb is a moderately settled community of about 271 people, with 130 larger places inside a 50-mile radius. A Illinois licence lets a lender serve McNabb without a local office, so branch density does not change what its 271 residents are offered. The nearest larger city, Granville, IL about 6 miles away.
Inside a McNabb personal loan
With roughly 271 residents, McNabb is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in McNabb can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a McNabb loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind McNabb
McNabb's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,531 people per square mile. Chicago, the largest place in Illinois, is about 91 miles from McNabb. McNabb has 130 larger places within a 50-mile radius. The 100-mile radius contains 685 larger places.
McNabb in state context
McNabb is the 1,033rd-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. On the 2020-to-2023 trend, McNabb stands 967th among Illinois's 1,294 places — roughly the 25th percentile. By density, at about 1,531 people per square mile, it ranks 368th in Illinois. Within 50 miles sit 34 smaller Census places, alongside the 130 that are larger.
Common questions
What are my options in McNabb if my credit is poor?
What loan size can I expect in McNabb?
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Does comparing loans in McNabb cost me credit score points?
Nearby places
- Magnolia, IL — population 247
- Standard, IL — population 218
- Granville, IL — population 1,319
- Mark, IL — population 504
- Cedar Point, IL — population 262
- Hennepin, IL — population 741
- Varna, IL — population 374
- Tonica, IL — population 735