Personal loans in McIntyre, GA
McIntyre is a small community of about 565 residents, and a personal loan taken out here is governed by Georgia statute. McIntyre lost roughly 1.9% of its population across the 2020-to-2023 comparison.
McIntyre is home to roughly 565 people and stands 374th by size out of 536 Census places in Georgia. Rate-shopping from McIntyre costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Lenders active in McIntyre report to a Georgia supervisor, identified in the sourced rows below. The next larger city is Ivey, GA about 7 miles away.
Borrowing in McIntyre: the local picture
The figures below are McIntyre's own — Census population, land area and coordinates — followed by the Georgia rules.
- Population: 565 — McIntyre ranks 374th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.9% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
- Size percentile: with 565 residents, McIntyre is larger than about 30% of Georgia's Census places.
- Population density: 109 people per square mile on 5.2 square miles of land.
- By land area: McIntyre ranks 174th among Georgia's 536 places, at 5.2 sq mi.
- Water area: McIntyre has 0.18 square miles of water, ranking 69th of 536 places in Georgia.
- State population share: McIntyre accounts for about 0.0% of everyone in Georgia.
- National rank: McIntyre sits 12,671st by population among the 19,457 places in this dataset.
- Growth in Georgia: McIntyre stands 443rd by percentage change from 2020 to 2023, among 536 places.
- Against the state trend: McIntyre's 1.9% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: McIntyre places 500th among Georgia's places by people per square mile.
- Density in context: McIntyre's 109 people per square mile sit against a Georgia median of 536.
- Location: 32.8468, -83.2133 (Census Gazetteer coordinates).
- Nearest larger cities: Ivey (7 mi); Gordon (7 mi); Jeffersonville (13 mi); Milledgeville (17 mi); Gray (22 mi). Living near a larger metro rarely changes what is available in McIntyre.
- Nearest smaller places: Irwinton (3 mi); Toomsboro (8 mi); Oconee (15 mi).
- Smaller neighbours: 19 places smaller than McIntyre sit within 50 miles.
- Larger places within 100 miles: 207.
McIntyre: area, density and distance
The Census Gazetteer records 5.2 square miles of land and 0.18 square miles of water within McIntyre. With 565 residents, the land area yields roughly 109 people per square mile. The largest place in Georgia, Atlanta, lies about 94 miles away. A 50-mile radius around McIntyre takes in 34 places that are larger. By land area it ranks 174th of 536 Georgia places.
Georgia rules behind a McIntyre personal loan
For the roughly 565 residents of McIntyre, the rules below are Georgia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
McIntyre against the rest of Georgia
Within Georgia, McIntyre holds roughly 0.0% of all residents, the 374th-largest share among 536 places. On the 2020-to-2023 trend, McIntyre stands 443rd among Georgia's 536 places — roughly the 17th percentile. Its roughly 109 residents per square mile place it 500th among Georgia's places. The population moved by about 11 people between 2020 and 2023, a 1.9% shift.
Borrowing reach in McIntyre
With about 109 residents per square mile, McIntyre is lightly settled, and 34 larger Census places sit within 50 miles. Lenders licensed in Georgia reach McIntyre's 565 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Ivey, GA about 7 miles away.
What shapes a McIntyre personal loan
McIntyre is a small community of about 565 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than McIntyre's rank of 374th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a McIntyre loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Irwinton, GA — population 519
- Ivey, GA — population 1,026
- Gordon, GA — population 1,742
- Toomsboro, GA — population 376
- Jeffersonville, GA — population 925
- Milledgeville, GA — population 16,486
- Danville, GA — population 160
- Oconee, GA — population 184