Personal loans in Mazon, IL
To lend to Mazon's 980 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Mazon ranks 658th of 1,294 places in Illinois, with a population near 980.
Mazon counts about 980 people, and what is genuinely local about borrowing here is limited — Illinois law does the governing. Census figures put the 2020-to-2023 decrease in Mazon at about 0.1%. Compare APR, not the interest rate, because the APR folds in most fees on a Mazon loan. The nearest larger city is Gardner, IL about 7 miles away.
Mazon: the sourced local profile
Two layers matter for a Mazon borrower: the local population picture and Illinois's consumer-lending statutes.
- Population: 980 — Mazon ranks 658th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.1% from 2020 to 2023.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: roughly 49% of Illinois's places have fewer residents than Mazon's 980.
- Population density: about 1,628 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Mazon ranks 971st among Illinois's 1,294 places, at 0.6 sq mi.
- State share: roughly 0.0% of Illinois's residents live in Mazon (980 people).
- National rank: Mazon is 10,296th of 19,457 places nationwide.
- Growth rank: Mazon's 2020-to-2023 change ranks 149th of 1,294 places in Illinois.
- Against the state trend: Mazon's 0.1% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density in Illinois: Mazon ranks 322nd by people per square mile.
- Density vs Illinois: Mazon's 1,628 people per square mile compare with a state median of 993.
- Location: 41.2415, -88.4231 (US Census Bureau Gazetteer).
- Nearest larger cities: Gardner (7 mi); Coal City (8 mi); Diamond (9 mi); Morris (10 mi); Dwight (10 mi). Larger metros often have more branches, but online lenders reach Mazon on the same terms.
- Smaller communities within reach: Verona (5 mi); Carbon Hill (7 mi); Braceville (8 mi).
- Smaller places within 50 miles: 84 of them.
- At 100 miles: 509 larger Census places fall inside that radius.
Mazon: area, density and distance
Mazon's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,628 residents per square mile. Chicago, the largest place in Illinois, is about 56 miles from Mazon. A 50-mile radius around Mazon takes in 167 places that are larger. By land area it ranks 971st of 1,294 Illinois places.
How lenders reach Mazon
Mazon is a moderately settled community of about 980 people, with 167 larger places inside a 50-mile radius. What is available to Mazon's 980 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Gardner, IL about 7 miles away.
How Illinois law applies in Mazon
These are Illinois's sourced lending facts as they reach Mazon's 980 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Mazon's place among Illinois's 1,294 places
Mazon is the 658th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. For population change between 2020 and 2023, Mazon ranks 149th of 1,294 in Illinois (about the 88th percentile). Its roughly 1,628 residents per square mile place it 322nd among Illinois's places. In land area, Mazon ranks 971st among Illinois's 1,294 places.
How personal loans work in Mazon
Most loans made to Mazon's 980 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Mazon's rank of 658th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Mazon loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Verona, IL — population 210
- Gardner, IL — population 1,363
- Carbon Hill, IL — population 382
- Morris, IL — population 14,508
- Dwight, IL — population 4,034
- Coal City, IL — population 5,784
- Kinsman, IL — population 90
- Braceville, IL — population 723