Personal loans in Maywood, NJ
Maywood shed about 0.6% of its population between the 2020 base and the 2023 estimate. The roughly 10,023 people who live in Maywood borrow under New Jersey rules; city hall sets no personal-loan rate. With an estimated 10,023 residents, Maywood is the 114th-largest of 323 places in New Jersey. The next larger city is Hackensack, NJ about 1 miles away. State law, not city hall, decides what a lender may do to Maywood's roughly 10,023 residents, and a state regulator supervises it. Verify the lender's New Jersey licence against the regulator named below before borrowing in Maywood.
Borrowing in Maywood: the local picture
Maywood is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 10,023, 114th among New Jersey's 323 places (Vintage 2023).
- Population trend: A decline of about 0.6% across the 2020-to-2023 comparison.
- People gained or lost: about 58 fewer since the 2020 base.
- Size percentile: about 65% of New Jersey communities are smaller than Maywood (10,023 residents).
- Density: the Census land area of 1.3 sq mi holds about 7,788 people per square mile.
- Land area rank: Maywood's 1.3 square miles rank 219th of 323 places in New Jersey.
- State population share: Maywood accounts for about 0.2% of everyone in New Jersey.
- Nationally: Maywood is the 3,156th-largest of 19,457 Census places in the dataset.
- Growth rank: Maywood ranks 202nd among New Jersey's 323 places for the 2020-to-2023 change.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Maywood's 0.6%.
- Density rank: Maywood places 45th among New Jersey's places by people per square mile.
- Density vs New Jersey: Maywood's 7,788 people per square mile compare with a state median of 3,448.
- Location: mapped by the US Census Bureau at 40.9029, -74.0635.
- Nearest larger cities: Hackensack (1 mi); Lodi (2 mi); River Edge (2 mi); Garfield (3 mi); Hasbrouck Heights (3 mi). Larger metros often have more branches, but online lenders reach Maywood on the same terms.
- Smaller places close by: Bogota (3 mi); Teterboro (3 mi); Oradell (4 mi).
- Smaller neighbours: 223 places smaller than Maywood sit within 50 miles.
- Larger places within 100 miles: 188.
The Maywood borrowing checklist
Before you hand your details to a lender in Maywood, where the population is near 10,023:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the New Jersey licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across New Jersey; what changes is your credit file, not the fact that Maywood holds 10,023 people.
The New Jersey lending rules that reach Maywood
Every row below records a New Jersey rule, its publisher and its retrieval date — the same rules a Maywood lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lender license required for loans of $50,000 or less for personal, family, or household purposes (N.J.S.A. 17:11C-1 et seq.) Source says: "A consumer lender license is required for the making of a loan that is to be used primarily for personal, family or household purposes" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
The geography behind Maywood
Inside Maywood's boundaries lie about 1.3 square miles of land, with no significant water area recorded. That land carries about 7,788 people per square mile. Newark, the largest place in New Jersey, is about 14 miles from Maywood. Within 50 miles of Maywood there are 139 larger Census places. The 100-mile radius contains 188 larger places.
Lender access in Maywood
With about 7,788 residents per square mile, Maywood is densely built, and 139 larger Census places sit within 50 miles. Distance to a branch rarely matters for Maywood's 10,023 residents: the application is online and the price follows your credit file. The nearest larger city, Hackensack, NJ about 1 miles away.
Where Maywood sits in New Jersey
Set beside New Jersey's 323 places, Maywood ranks 114th by population and holds about 0.2% of the state total. Its 2020-to-2023 change ranks 202nd of 323 New Jersey places, putting it near the 37th percentile for growth. At about 7,788 people per square mile, Maywood is the 45th most densely settled place in New Jersey. The population moved by about 58 people between 2020 and 2023, a 0.6% shift.
Common questions
What are my options in Maywood if my credit is poor?
What loan size can I expect in Maywood?
Do I have to pledge anything to borrow in Maywood?
Does comparing loans in Maywood cost me credit score points?
Nearby places
- Hackensack, NJ — population 45,736
- Lodi, NJ — population 25,832
- River Edge, NJ — population 11,995
- Hasbrouck Heights, NJ — population 12,030
- Bogota, NJ — population 9,606
- Paramus, NJ — population 26,282
- Teterboro, NJ — population 71
- Garfield, NJ — population 32,456