Personal loans in Mayville, ND
Roughly 1,805 residents live in Mayville, the 28th-largest community in North Dakota. Mayville shed about 2.3% of its population between the 2020 base and the 2023 estimate.
For a borrower among the roughly 1,805 residents of Mayville, a personal loan is a tool whose cost turns on the terms, not the address. Consumer lending that reaches Mayville's 1,805 residents is governed by North Dakota statute; no city ordinance changes it. Read the disclosure for an origination fee and any prepayment penalty before signing in Mayville. The closest larger city is Grand Forks, ND about 31 miles away.
Mayville by the numbers
Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.
- Population: about 1,805, ranked 28th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 2.3%.
- Net change: roughly 42 fewer people than the 2020 Census counted.
- Size percentile: roughly 92% of North Dakota places rank below Mayville.
- Density: the Census land area of 1.9 sq mi holds about 958 people per square mile.
- Land area: Mayville covers 1.9 square miles, the 44th-largest area among North Dakota's 355 places.
- State population share: Mayville accounts for about 0.3% of everyone in North Dakota.
- National rank: Mayville sits 7,999th by population among the 19,457 places in this dataset.
- Growth in North Dakota: Mayville stands 203rd by percentage change from 2020 to 2023, among 355 places.
- Versus North Dakota: the state average change is -1.2%, while Mayville moved 2.3%.
- Density rank: Mayville places 57th among North Dakota's places by people per square mile.
- Against the state median: Mayville runs about 958 residents per square mile, where the North Dakota median is 352.
- Location: coordinates 47.4982, -97.3264 (US Census Bureau Gazetteer).
- Nearest larger cities: Grand Forks (31 mi); East Grand Forks (33 mi); Crookston (39 mi); Casselton (42 mi); West Fargo (49 mi). Larger metros often have more branches, but online lenders reach Mayville on the same terms.
- Nearest smaller towns: Portland (2 mi); Clifford (11 mi); Hatton (11 mi).
- Smaller neighbours: 58 places smaller than Mayville sit within 50 miles.
- Within 100 miles: 23 places are larger than Mayville.
The geography behind Mayville
The Census Gazetteer records about 1.9 square miles of land within Mayville, with no significant water area listed. Spread across it are roughly 958 residents per square mile. For the state's biggest city, Fargo, the distance is roughly 50 miles. A 50-mile radius around Mayville takes in 6 places that are larger. Within the same 50 miles lie 58 smaller Census places.
North Dakota consumer-lending rules applied in Mayville
Read the table as a lender's compliance picture for Mayville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
Where Mayville sits in North Dakota
Set beside North Dakota's 355 places, Mayville ranks 28th by population and holds about 0.3% of the state total. On the 2020-to-2023 trend, Mayville stands 203rd among North Dakota's 355 places — roughly the 43th percentile. Its roughly 958 residents per square mile place it 57th among North Dakota's places. Between 2020 and 2023 the count changed by roughly 42 residents.
Lender access in Mayville
With about 958 residents per square mile, Mayville is moderately settled, and 6 larger Census places sit within 50 miles. Whether Mayville has a local branch or not, a North Dakota-licensed lender can serve its 1,805 people online on the same terms. The nearest larger city, Grand Forks, ND about 31 miles away.
Inside a Mayville personal loan
Most loans made to Mayville's 1,805 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Mayville's rank of 28th in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Mayville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Portland, ND — population 577
- Clifford, ND — population 29
- Hatton, ND — population 702
- Galesburg, ND — population 112
- Buxton, ND — population 349
- Reynolds, ND — population 268
- Hillsboro, ND — population 1,641
- Hunter, ND — population 327