Personal loans in Mayfield, KY

About 9,713 people live in Mayfield, placing it 42nd of 416 Census places in Kentucky. The nearest larger city is Murray, KY about 20 miles away. State law, not city hall, decides what a lender may do to Mayfield's roughly 9,713 residents, and a state regulator supervises it. Rate-shopping from Mayfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

Where Mayfield stands

Read the local figures below as context; read the sourced Kentucky table as the rulebook a lender here must follow.

• Population: a Census-estimated 9,713, 42nd among Kentucky's 416 places (Vintage 2023).
• Population trend: A decline of about 3.1% across the 2020-to-2023 comparison.
• Absolute change: 309 residents lost between 2020 and 2023.
• Size percentile: roughly 90% of Kentucky's places have fewer residents than Mayfield's 9,713.
• Population density: 1,321 people per square mile on 7.3 square miles of land.
• Land area: Mayfield covers 7.3 square miles, the 50th-largest area among Kentucky's 416 places.
• Water area: Mayfield has 0.03 square miles of water, ranking 109th of 416 places in Kentucky.
• State share: roughly 0.5% of Kentucky's residents live in Mayfield (9,713 people).
• National rank: Mayfield is the 3,218th most populous of the 19,457 Census places covered here.
• Growth rank: Mayfield ranks 375th among Kentucky's 416 places for the 2020-to-2023 change.
• State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Mayfield's 3.1%.
• Density in Kentucky: Mayfield ranks 168th by people per square mile.
• Density in context: Mayfield's 1,321 people per square mile sit against a Kentucky median of 1,045.
• Location: mapped by the US Census Bureau at 36.7375, -88.6445.
• Nearest larger cities: Murray (20 mi); Paducah (23 mi); Martin (30 mi); Union City (31 mi); Paris (36 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Wingo (9 mi); Benton (17 mi); Hardin (19 mi).
• Smaller neighbours: 70 places smaller than Mayfield sit within 50 miles.
• At 100 miles: 23 larger Census places fall inside that radius.

Land, water and location for Mayfield

Inside Mayfield's boundaries lie roughly 7.3 square miles of land and 0.03 square miles of water. That land carries about 1,321 people per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 247 miles away. Mayfield has 5 larger places within a 50-mile radius. By land area it ranks 50th of 416 Kentucky places.

What is available to Mayfield borrowers

Mayfield is moderately settled, with about 1,321 people per square mile and 5 larger places within 50 miles. Lenders licensed in Kentucky reach Mayfield's 9,713 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Murray, KY about 20 miles away.

Which Kentucky laws govern a loan in Mayfield

When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Mayfield is bound by the same rules.

The Mayfield borrowing checklist

These steps shape the offer you get in Mayfield, a place of about 9,713 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Kentucky regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Mayfield-specific: the same Kentucky licensing and disclosure rules reach all 9,713 residents.

How Mayfield compares across Kentucky

Mayfield is the 42nd-largest of 416 Census places in Kentucky and contains about 0.5% of the state's people. Its 2020-to-2023 change ranks 375th of 416 Kentucky places, putting it near the 10th percentile for growth. By density, at about 1,321 people per square mile, it ranks 168th in Kentucky. Within 50 miles sit 70 smaller Census places, alongside the 5 that are larger.