Personal loans in Maupin, OR
About 418 people live in Maupin, placing it 200th of 240 Census places in Oregon. A personal loan in Maupin is priced from your credit file and income, not from the fact that the city holds 418 people.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.9%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Maupin loan. Lenders active in Maupin report to a Oregon supervisor, identified in the sourced rows below. For a bigger market, look to Dufur, OR about 20 miles away.
The Maupin data picture
Two layers matter for a Maupin borrower: the local population picture and Oregon's consumer-lending statutes.
- Population: 418 residents; Maupin is the 200th-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
- Absolute change: 4 residents lost between 2020 and 2023.
- Size percentile: bigger than about 17% of the places in Oregon, with 418 residents in Maupin.
- Density: the Census land area of 1.4 sq mi holds about 300 people per square mile.
- Land area: Maupin covers 1.4 square miles, the 122nd-largest area among Oregon's 240 places.
- Water area: Maupin has 0.05 square miles of water, ranking 64th of 240 places in Oregon.
- State population share: Maupin accounts for about 0.0% of everyone in Oregon.
- National rank: Maupin is the 13,911th most populous of the 19,457 Census places covered here.
- Growth in Oregon: Maupin stands 167th by percentage change from 2020 to 2023, among 240 places.
- Against the state trend: Maupin's 0.9% change compares with a Oregon average of +0.7% across its 240 places.
- Density rank: Maupin places 226th among Oregon's places by people per square mile.
- Density vs Oregon: Maupin's 300 people per square mile compare with a state median of 1,575.
- Location: 45.1707, -121.0884 (US Census Bureau Gazetteer).
- Nearest larger cities: Dufur (20 mi); The Dalles (30 mi); Wasco (35 mi); Madras (35 mi); Mosier (39 mi). Larger metros often have more branches, but online lenders reach Maupin on the same terms.
- Nearest smaller places: Grass Valley (20 mi); Shaniko (20 mi); Antelope (25 mi).
- Smaller neighbours: 5 places smaller than Maupin sit within 50 miles.
- Larger places within 100 miles: 100.
Oregon consumer-lending rules applied in Maupin
Read the table as a lender's compliance picture for Maupin: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
Getting a loan in Maupin
At roughly 300 people per square mile, Maupin is lightly settled; 13 larger places lie within 50 miles. Whether Maupin has a local branch or not, a Oregon-licensed lender can serve its 418 people online on the same terms. The nearest bigger place is Dufur, OR about 20 miles away.
Steps to take before a Maupin loan
These steps shape the offer you get in Maupin, a place of about 418 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Oregon licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Maupin and the rest of Oregon is not the process but the borrower's own file, among the 418 people here.
Inside a Maupin personal loan
In Maupin, a small community of about 418, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Maupin. The term you choose in Maupin decides the split between a comfortable payment and the total interest you pay.
Maupin: area, density and distance
Maupin covers about 1.4 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). That land carries about 300 people per square mile. Portland, the largest place in Oregon, is about 80 miles from Maupin. Counting outward 50 miles, 13 larger communities surround Maupin. The 100-mile radius contains 100 larger places.
Common questions
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Nearby places
- Dufur, OR — population 631
- Grass Valley, OR — population 161
- Shaniko, OR — population 31
- The Dalles, OR — population 15,786
- Antelope, OR — population 39
- Moro, OR — population 380
- Madras, OR — population 7,744
- Wasco, OR — population 437