Personal loans in Maskell, NE
A 2020-to-2023 comparison shows Maskell down by about 1.7%. For a borrower among the roughly 59 residents of Maskell, a personal loan is a tool whose cost turns on the terms, not the address.
With an estimated 59 residents, Maskell is the 464th-largest of 527 places in Nebraska. The nearest larger metro is Newcastle, NE about 6 miles away. Which products a lender may offer to Maskell's 59 residents follows from the Nebraska consumer-lending framework. Read the disclosure for an origination fee and any prepayment penalty before signing in Maskell.
Maskell: population, trend and location
Most of what governs a Maskell loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: 59 residents; Maskell is the 464th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.7% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: bigger than about 12% of the places in Nebraska, with 59 residents in Maskell.
- Density: the Census land area of 0.2 sq mi holds about 376 people per square mile.
- Land area: Maskell covers 0.2 square miles, the 461st-largest area among Nebraska's 527 places.
- State share: roughly 0.0% of Nebraska's residents live in Maskell (59 people).
- National rank: Maskell sits 18,843rd by population among the 19,457 places in this dataset.
- Growth rank: Maskell ranks 343rd among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Maskell's 1.7% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Maskell is the 418th most densely settled place in Nebraska.
- Density in context: Maskell's 376 people per square mile sit against a Nebraska median of 830.
- Location: the Census Gazetteer records it at 42.6904, -96.9809.
- Nearest larger cities: Newcastle (6 mi); Vermillion (7 mi); Wynot (10 mi); Martinsburg (15 mi); Elk Point (15 mi). Larger metros often have more branches, but online lenders reach Maskell on the same terms.
- Nearest smaller towns: Obert (2 mi); Sholes (29 mi); Magnet (30 mi).
- Within a 50-mile radius: 7 smaller Census places.
- At 100 miles: 339 larger Census places fall inside that radius.
How personal loans work in Maskell
Maskell is a small community of about 59 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Maskell's 59 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Maskell loan is knowable in advance — unlike a revolving card balance.
Nebraska consumer-lending rules applied in Maskell
For the roughly 59 residents of Maskell, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Land, water and location for Maskell
The Census Gazetteer records about 0.2 square miles of land within Maskell, with no significant water area listed. Spread across it are roughly 376 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 110 miles. Maskell has 94 larger places within a 50-mile radius. Within the same 50 miles lie 7 smaller Census places.
Maskell's place among Nebraska's 527 places
Against Nebraska's other places, Maskell accounts for about 0.0% of the state's population and ranks 464th of 527 by size. On the 2020-to-2023 trend, Maskell stands 343rd among Nebraska's 527 places — roughly the 35th percentile. By density, at about 376 people per square mile, it ranks 418th in Nebraska. By land area, its 0.2 square miles rank 461st of 527 places in Nebraska.
Lender access in Maskell
With about 376 residents per square mile, Maskell is lightly settled, and 94 larger Census places sit within 50 miles. Whether Maskell has a local branch or not, a Nebraska-licensed lender can serve its 59 people online on the same terms. The nearest larger city, Newcastle, NE about 6 miles away.
Common questions
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Nearby places
- Obert, NE — population 22
- Vermillion, SD — population 12,011
- Newcastle, NE — population 267
- Wynot, NE — population 217
- Martinsburg, NE — population 77
- Dixon, NE — population 78
- Gayville, SD — population 378
- Laurel, NE — population 948