Personal loans in Martin's Additions, MD
Personal loans in Martin's Additions are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 931 population. Consumer lending that reaches Martin's Additions's 931 residents is governed by Maryland statute; no city ordinance changes it. Martin's Additions is one of 157 Census places in Maryland; its 931 residents put it at 104th. If debt is already a strain, a nonprofit credit counsellor can help Martin's Additions residents before they take on more. Martin's Additions lost roughly 1.2% of its population across the 2020-to-2023 comparison. The nearest larger city is Chevy Chase, MD about 1 miles away.
The Martin's Additions data picture
Most of what governs a Martin's Additions loan is written in Maryland law rather than in the city; the sourced notes below make that split concrete.
- Population: 931 people, a figure that places Martin's Additions 104th among the 157 Census places in Maryland (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.2% since the 2020 count.
- Net change: roughly 11 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 34% of the places in Maryland, with 931 residents in Martin's Additions.
- Population density: about 6,746 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Martin's Additions ranks 142nd among Maryland's 157 places, at 0.1 sq mi.
- Share of state population: Martin's Additions's 931 residents are about 0.1% of Maryland.
- National rank: Martin's Additions sits 10,530th by population among the 19,457 places in this dataset.
- Growth rank: Martin's Additions's 2020-to-2023 change ranks 104th of 157 places in Maryland.
- Versus Maryland: the state average change is +0.7%, while Martin's Additions moved 1.2%.
- Density rank: Martin's Additions places 9th among Maryland's places by people per square mile.
- Against the state median: Martin's Additions runs about 6,746 residents per square mile, where the Maryland median is 1,734.
- Location: coordinates 38.9796, -77.0692 (US Census Bureau Gazetteer).
- Nearest larger cities: Chevy Chase (1 mi); Chevy Chase Village (1 mi); Somerset (2 mi); Chevy Chase View (3 mi); Kensington (3 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Chevy Chase Section Three (0 mi); Chevy Chase Section Five (0 mi); North Chevy Chase (2 mi) — useful context for the surrounding area.
- Smaller neighbours: 25 places smaller than Martin's Additions sit within 50 miles.
- Within 100 miles: 256 places are larger than Martin's Additions.
What Maryland law requires in Martin's Additions
Read the table as a lender's compliance picture for Martin's Additions: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
How personal loans work in Martin's Additions
Most loans made to Martin's Additions's 931 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Martin's Additions's rank of 104th in Maryland: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Martin's Additions loan is knowable in advance — unlike a revolving card balance.
Where Martin's Additions sits in Maryland
Among Maryland's 157 places, Martin's Additions sits at 104th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Martin's Additions ranks 104th of 157 in Maryland (about the 34th percentile). By density, at about 6,746 people per square mile, it ranks 9th in Maryland. By land area, its 0.1 square miles rank 142nd of 157 places in Maryland.
Martin's Additions: area, density and distance
Martin's Additions's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. With 931 residents, the land area yields roughly 6,746 people per square mile. Baltimore, the largest place in Maryland, is about 33 miles from Martin's Additions. Martin's Additions has 79 larger places within a 50-mile radius. By land area it ranks 142nd of 157 Maryland places.
Lender access in Martin's Additions
Martin's Additions is a densely built community of about 931 people, with 79 larger places inside a 50-mile radius. Whether Martin's Additions has a local branch or not, a Maryland-licensed lender can serve its 931 people online on the same terms. For a larger market, the closest option is Chevy Chase, MD about 1 miles away.
Common questions
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Nearby places
- Chevy Chase Section Three, MD — population 791
- Chevy Chase Section Five, MD — population 663
- Chevy Chase Village, MD — population 2,027
- Chevy Chase, MD — population 2,866
- North Chevy Chase, MD — population 676
- Somerset, MD — population 1,177
- Chevy Chase View, MD — population 996
- Kensington, MD — population 2,108