Personal loans in Marshall, OK
To lend to Marshall's 224 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it.
Marshall counts about 224 people, and what is genuinely local about borrowing here is limited — Oklahoma law does the governing. About 224 people live in Marshall, placing it 422nd of 590 Census places in Oklahoma. Marshall gained roughly 7.2% in population across the 2020-to-2023 comparison. Begin with the payment, then weigh APR and total interest across the lenders that reach Marshall's 224 residents. The closest larger city is Covington, OK about 11 miles away.
Where Marshall stands
Marshall is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 224 residents, 422nd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 7.2% from 2020 to 2023.
- People gained or lost: about 15 more since the 2020 base.
- Size percentile: about 28% of Oklahoma communities are smaller than Marshall (224 residents).
- Land and density: 0.6 square miles of land carry roughly 352 residents per square mile.
- By land area: Marshall ranks 391st among Oklahoma's 590 places, at 0.6 sq mi.
- State population share: Marshall accounts for about 0.0% of everyone in Oklahoma.
- National rank: Marshall sits 16,111th by population among the 19,457 places in this dataset.
- Growth rank: Marshall ranks 37th among Oklahoma's 590 places for the 2020-to-2023 change.
- Against the state trend: Marshall's 7.2% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Marshall places 394th among Oklahoma's places by people per square mile.
- Against the state median: Marshall runs about 352 residents per square mile, where the Oklahoma median is 546.
- Location: 36.1497, -97.6232 (US Census Bureau Gazetteer).
- Nearest larger cities: Covington (11 mi); Crescent (14 mi); Hennessey (16 mi); Mulhall (16 mi); Waukomis (18 mi). Lenders licensed in the state serve Marshall whether or not they keep a local branch.
- Smaller towns nearby: Douglas (8 mi); Orlando (14 mi); Fairmont (15 mi).
- Smaller neighbours: 25 places smaller than Marshall sit within 50 miles.
- Larger places within 100 miles: 211.
What is available to Marshall borrowers
With about 352 residents per square mile, Marshall is lightly settled, and 62 larger Census places sit within 50 miles. A Oklahoma licence lets a lender serve Marshall without a local office, so branch density does not change what its 224 residents are offered. The nearest bigger place is Covington, OK about 11 miles away.
Where Marshall sits in Oklahoma
Among Oklahoma's 590 places, Marshall sits at 422nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Marshall stands 37th among Oklahoma's 590 places — roughly the 94th percentile. By density, at about 352 people per square mile, it ranks 394th in Oklahoma. The population moved by about 15 people between 2020 and 2023, a 7.2% shift.
Oklahoma consumer-lending rules applied in Marshall
The rows below set out what a licensed lender must follow in Oklahoma, and so for Marshall's roughly 224 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
What shapes a Marshall personal loan
In Marshall, a small community of about 224, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Marshall's rank of 422nd in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Marshall loan is knowable in advance — unlike a revolving card balance.
Where Marshall sits
Inside Marshall's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 352 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 48 miles away. Within 50 miles of Marshall there are 62 larger Census places. By land area it ranks 391st of 590 Oklahoma places.
Common questions
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Nearby places
- Douglas, OK — population 50
- Covington, OK — population 469
- Crescent, OK — population 1,372
- Fairmont, OK — population 130
- Orlando, OK — population 138
- Cimarron City, OK — population 166
- Hennessey, OK — population 2,174
- Mulhall, OK — population 230