Personal loans in Markleysburg, PA
Markleysburg is a small community in Pennsylvania, with an estimated 235 residents, and every licensed lender here follows the same state rulebook.
Compare APR, not the interest rate, because the APR folds in most fees on a Markleysburg loan. About 235 people live in Markleysburg, placing it 905th of 1,013 Census places in Pennsylvania. Consumer lending that reaches Markleysburg's 235 residents is governed by Pennsylvania statute; no city ordinance changes it. A 2020-to-2023 comparison shows Markleysburg down by about 2.9%. A larger market lies at Friendsville, MD about 6 miles away.
The Markleysburg data picture
Most of what governs a Markleysburg loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 235, 905th among Pennsylvania's 1,013 places (Vintage 2023).
- Population trend: Down about 2.9% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 11% of the places in Pennsylvania, with 235 residents in Markleysburg.
- Density: the Census land area of 0.3 sq mi holds about 791 people per square mile.
- Land area rank: Markleysburg's 0.3 square miles rank 881st of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Markleysburg (235 people).
- National rank: Markleysburg is 15,962nd of 19,457 places nationwide.
- Growth rank: Markleysburg ranks 879th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Markleysburg moved 2.9%.
- Density rank: Markleysburg places 781st among Pennsylvania's places by people per square mile.
- Density in context: Markleysburg's 791 people per square mile sit against a Pennsylvania median of 1,990.
- Location: coordinates 39.7361, -79.4519 (US Census Bureau Gazetteer).
- Nearest larger cities: Friendsville (6 mi); Confluence (7 mi); Accident (10 mi); Grantsville (16 mi); Fairchance (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Addison (6 mi); Ohiopyle (9 mi); Brandonville (10 mi), each with its own Census population profile.
- Smaller places within 50 miles: 26 of them.
- Larger places within 100 miles: 535.
Where Markleysburg sits
Markleysburg's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 791 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 230 miles from Markleysburg. Counting outward 50 miles, 167 larger communities surround Markleysburg. Within the same 50 miles lie 26 smaller Census places.
A pre-application checklist for Markleysburg
Complete these steps first when you borrow in Markleysburg (235 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Markleysburg as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 235 residents.
Pennsylvania rules behind a Markleysburg personal loan
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Markleysburg's 235 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
What shapes a Markleysburg personal loan
Most loans made to Markleysburg's 235 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Markleysburg can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Markleysburg loan is knowable in advance — unlike a revolving card balance.
Markleysburg in state context
Markleysburg is the 905th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Markleysburg ranks 879th of 1,013 in Pennsylvania (about the 13th percentile). At about 791 people per square mile, Markleysburg is the 781st most densely settled place in Pennsylvania. In land area, Markleysburg ranks 881st among Pennsylvania's 1,013 places.
Common questions
What are my options in Markleysburg if my credit is poor?
What loan size can I expect in Markleysburg?
Do I have to pledge anything to borrow in Markleysburg?
Does comparing loans in Markleysburg cost me credit score points?
Nearby places
- Friendsville, MD — population 428
- Addison, PA — population 202
- Confluence, PA — population 707
- Ohiopyle, PA — population 37
- Ursina, PA — population 235
- Accident, MD — population 330
- Brandonville, WV — population 128
- Bruceton Mills, WV — population 61