Personal loans in Markleville, IN
The first question in Markleville is not the rate on offer but whether the payment fits; about 486 people live here under Indiana lending law. An estimated 486 people make their home in Markleville, a figure that ranks 415th in Indiana.
For practical purposes, Markleville's population was stable from the 2020 base to the 2023 estimate. For the 486 people in Markleville, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. If debt is already a strain, a nonprofit credit counsellor can help Markleville residents before they take on more. A larger market lies at Shirley, IN about 6 miles away.
Borrowing in Markleville: the local picture
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: the Census counts 486 residents in Markleville (Vintage 2023 subcounty estimate), the 415th-largest figure among Indiana's 565 places.
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: about 27% of Indiana communities are smaller than Markleville (486 residents).
- Population density: about 873 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Markleville's 0.6 square miles rank 378th of 565 places in Indiana.
- Within Indiana: about 0.0% of the state's population lives in Markleville.
- National standing: Markleville ranks 13,288th of 19,457 US places.
- Growth rank: Markleville's 2020-to-2023 change ranks 293rd of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Markleville moved 0.0%.
- Density rank: Markleville is the 433rd most densely settled place in Indiana.
- Density in context: Markleville's 873 people per square mile sit against a Indiana median of 1,375.
- Location: latitude 39.9763, longitude -85.6167 (Census Gazetteer).
- Nearest larger cities: Shirley (6 mi); Middletown (7 mi); Pendleton (8 mi); Anderson (9 mi); Chesterfield (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Wilkinson (6 mi); Kennard (7 mi); Cadiz (7 mi).
- Smaller places within 50 miles: 47 of them.
- Larger places within 100 miles: 446.
Land, water and location for Markleville
The Census Gazetteer records about 0.6 square miles of land within Markleville, with no significant water area listed. Spread across it are roughly 873 residents per square mile. Fort Wayne, the largest place in Indiana, is about 81 miles from Markleville. A 50-mile radius around Markleville takes in 113 places that are larger. By land area it ranks 378th of 565 Indiana places.
What shapes a Markleville personal loan
With roughly 486 residents, Markleville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Markleville's 486 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Markleville decides the split between a comfortable payment and the total interest you pay.
Before you apply in Markleville
Complete these steps first when you borrow in Markleville (486 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Markleville and the rest of Indiana is not the process but the borrower's own file, among the 486 people here.
Borrowing reach in Markleville
Markleville is moderately settled, with about 873 people per square mile and 113 larger places within 50 miles. A Indiana licence lets a lender serve Markleville without a local office, so branch density does not change what its 486 residents are offered. For a larger market, the closest option is Shirley, IN about 6 miles away.
The state rulebook for Markleville
Read the table as a lender's compliance picture for Markleville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Markleville if my credit is poor?
What loan size can I expect in Markleville?
Do I have to pledge anything to borrow in Markleville?
Does comparing loans in Markleville cost me credit score points?
Nearby places
- Wilkinson, IN — population 409
- Shirley, IN — population 822
- Middletown, IN — population 2,264
- Kennard, IN — population 450
- Cadiz, IN — population 162
- Anderson, IN — population 55,199
- Chesterfield, IN — population 2,501
- Pendleton, IN — population 5,604