Personal loans in Marion, TX

Marion is a small community in Texas, with an estimated 1,074 residents, and every licensed lender here follows the same state rulebook. With an estimated 1,074 residents, Marion is the 781st-largest of 1,224 places in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Compare APR, not the interest rate, because the APR folds in most fees on a Marion loan. The trend for Marion between 2020 and 2023 is upward by roughly 3.8%. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Marion as from the rest of the state. A larger market lies at Cibolo, TX about 5 miles away.

Borrowing in Marion: the local picture

Set out below is Marion's local context next to the state-level rules that reach every lender here.

Getting a loan in Marion

At roughly 1,375 people per square mile, Marion is moderately settled; 53 larger places lie within 50 miles. Whether Marion has a local branch or not, a Texas-licensed lender can serve its 1,074 people online on the same terms. The nearest larger city, Cibolo, TX about 5 miles away.

Inside a Marion personal loan

With roughly 1,074 residents, Marion is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Marion. The term you choose in Marion decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Marion

The Census Gazetteer records about 0.8 square miles of land within Marion, with no significant water area listed. That land carries about 1,375 people per square mile. Houston, the largest place in Texas, is about 166 miles from Marion. A 50-mile radius around Marion takes in 53 places that are larger. Within the same 50 miles lie 17 smaller Census places.

Marion in state context

Set beside Texas's 1,224 places, Marion ranks 781st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Marion ranks 521st of 1,224 in Texas (about the 57th percentile). By density, at about 1,375 people per square mile, it ranks 326th in Texas. Between 2020 and 2023 the count changed by roughly 39 residents.

How Texas law applies in Marion

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Marion lender must follow.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Marion if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Marion is the same as anywhere in Texas.
What loan size can I expect in Marion?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Marion?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Marion cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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