Personal loans in Marion, TX
Marion is a small community in Texas, with an estimated 1,074 residents, and every licensed lender here follows the same state rulebook. With an estimated 1,074 residents, Marion is the 781st-largest of 1,224 places in Texas.
Compare APR, not the interest rate, because the APR folds in most fees on a Marion loan. The trend for Marion between 2020 and 2023 is upward by roughly 3.8%. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Marion as from the rest of the state. A larger market lies at Cibolo, TX about 5 miles away.
Borrowing in Marion: the local picture
Set out below is Marion's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 1,074 residents in Marion (Vintage 2023 subcounty estimate), the 781st-largest figure among Texas's 1,224 places.
- Population trend: Higher by roughly 3.8% since the 2020 count.
- People gained or lost: about 39 more since the 2020 base.
- Size percentile: roughly 36% of Texas places rank below Marion.
- Density: the Census land area of 0.8 sq mi holds about 1,375 people per square mile.
- Land area: Marion covers 0.8 square miles, the 1,072nd-largest area among Texas's 1,224 places.
- Within Texas: about 0.0% of the state's population lives in Marion.
- National rank: Marion sits 9,944th by population among the 19,457 places in this dataset.
- Growth rank: Marion ranks 521st among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Marion's 3.8%.
- Density rank: Marion places 326th among Texas's places by people per square mile.
- Against the state median: Marion runs about 1,375 residents per square mile, where the Texas median is 840.
- Location: 29.5726, -98.1429 (US Census Bureau Gazetteer).
- Nearest larger cities: Cibolo (5 mi); Schertz (7 mi); New Braunfels (9 mi); Universal City (10 mi); Garden Ridge (10 mi). Living near a larger metro rarely changes what is available in Marion.
- Nearest smaller towns: Santa Clara (2 mi); New Berlin (6 mi); Kingsbury (20 mi).
- Smaller neighbours: 17 places smaller than Marion sit within 50 miles.
- At 100 miles: 119 larger Census places fall inside that radius.
Getting a loan in Marion
At roughly 1,375 people per square mile, Marion is moderately settled; 53 larger places lie within 50 miles. Whether Marion has a local branch or not, a Texas-licensed lender can serve its 1,074 people online on the same terms. The nearest larger city, Cibolo, TX about 5 miles away.
Inside a Marion personal loan
With roughly 1,074 residents, Marion is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Marion. The term you choose in Marion decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Marion
The Census Gazetteer records about 0.8 square miles of land within Marion, with no significant water area listed. That land carries about 1,375 people per square mile. Houston, the largest place in Texas, is about 166 miles from Marion. A 50-mile radius around Marion takes in 53 places that are larger. Within the same 50 miles lie 17 smaller Census places.
Marion in state context
Set beside Texas's 1,224 places, Marion ranks 781st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Marion ranks 521st of 1,224 in Texas (about the 57th percentile). By density, at about 1,375 people per square mile, it ranks 326th in Texas. Between 2020 and 2023 the count changed by roughly 39 residents.
How Texas law applies in Marion
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Marion lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Santa Clara, TX — population 803
- Cibolo, TX — population 36,374
- New Berlin, TX — population 747
- Schertz, TX — population 43,239
- New Braunfels, TX — population 110,958
- Garden Ridge, TX — population 4,359
- St. Hedwig, TX — population 2,319
- Universal City, TX — population 20,028