Personal loans in Marion, MI
A 2020-to-2023 comparison shows Marion up by about 1.4%. Marion is one of 533 Census places in Michigan; its 794 residents put it at 387th.
In Marion, one of 533 Census places in Michigan, the figure to compare across lenders is the APR, not the advertised rate. Verify the lender's Michigan licence against the regulator named below before borrowing in Marion. When Michigan caps or restricts a product, lenders either change the terms or withdraw it from Marion as from the rest of the state. The closest larger place is Evart, MI about 15 miles away.
What the Census records for Marion
The figures below are Marion's own — Census population, land area and coordinates — followed by the Michigan rules.
- Population: a Census-estimated 794, 387th among Michigan's 533 places (Vintage 2023).
- Population trend: A gain of roughly 1.4% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 11 residents.
- Size percentile: roughly 27% of Michigan's places have fewer residents than Marion's 794.
- Population density: about 617 people per square mile (Census land area 1.3 sq mi).
- Land area: Marion covers 1.3 square miles, the 323rd-largest area among Michigan's 533 places.
- Water: Marion holds about 0.04 square miles, the 242nd-largest water area in Michigan.
- Share of Michigan: Marion holds about 0.0% of the state's population, some 794 people.
- National rank: Marion is 11,220th of 19,457 places nationwide.
- Growth rank: Marion ranks 93rd among Michigan's 533 places for the 2020-to-2023 change.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Marion's 1.4%.
- Density rank: Marion places 414th among Michigan's places by people per square mile.
- Density in context: Marion's 617 people per square mile sit against a Michigan median of 1,078.
- Location: latitude 44.0998, longitude -85.1409 (Census Gazetteer).
- Nearest larger cities: Evart (15 mi); Lake City (16 mi); Harrison (17 mi); Cadillac (18 mi); Farwell (23 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: McBain (8 mi); Tustin (16 mi); Le Roy (16 mi).
- Within a 50-mile radius: 18 smaller Census places.
- Larger places within 100 miles: 127.
How lenders reach Marion
At roughly 617 people per square mile, Marion is moderately settled; 24 larger places lie within 50 miles. Whether Marion has a local branch or not, a Michigan-licensed lender can serve its 794 people online on the same terms. The nearest larger city, Evart, MI about 15 miles away.
Michigan consumer-lending rules applied in Marion
For the roughly 794 residents of Marion, the rules below are Michigan's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
A pre-application checklist for Marion
Before you hand your details to a lender in Marion, where the population is near 794:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Michigan regulator's licence list.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Michigan; what changes is your credit file, not the fact that Marion holds 794 people.
Marion: area, density and distance
The Census Gazetteer records 1.3 square miles of land and 0.04 square miles of water within Marion. With 794 residents, the land area yields roughly 617 people per square mile. The state's population centre of gravity, Detroit, is roughly 157 miles away. Marion has 24 larger places within a 50-mile radius. By land area it ranks 323rd of 533 Michigan places.
How a Marion personal loan is priced
Most loans made to Marion's 794 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Marion can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Marion loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Marion if my credit is poor?
What loan size can I expect in Marion?
Do I have to pledge anything to borrow in Marion?
Does comparing loans in Marion cost me credit score points?
Nearby places
- McBain, MI — population 647
- Evart, MI — population 1,765
- Lake City, MI — population 839
- Tustin, MI — population 257
- Le Roy, MI — population 257
- Cadillac, MI — population 10,430
- Harrison, MI — population 2,162
- Barryton, MI — population 409