Personal loans in Marianna, FL
Marianna ranks 193rd of 411 places in Florida, with a population near 7,294. Marianna gained roughly 16.5% in population across the 2020-to-2023 comparison.
The roughly 7,294 people who live in Marianna borrow under Florida rules; city hall sets no personal-loan rate. For the 7,294 people in Marianna, Florida runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Marianna. The closest larger city is Dothan, AL about 34 miles away.
Marianna: population, trend and location
Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.
- Population: 7,294 people, a figure that places Marianna 193rd among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
- Population trend: Up about 16.5% from the 2020 Census base to the 2023 estimate.
- Absolute change: 1,033 residents added between 2020 and 2023.
- Size percentile: with 7,294 residents, Marianna is larger than about 53% of Florida's Census places.
- Population density: about 392 people per square mile (Census land area 18.6 sq mi).
- By land area: Marianna ranks 71st among Florida's 411 places, at 18.6 sq mi.
- Water area: Marianna has 0.04 square miles of water, ranking 318th of 411 places in Florida.
- State share: roughly 0.1% of Florida's residents live in Marianna (7,294 people).
- National rank: Marianna is 3,897th of 19,457 places nationwide.
- Growth in Florida: Marianna stands 24th by percentage change from 2020 to 2023, among 411 places.
- Versus Florida: the state average change is +5.5%, while Marianna moved 16.5%.
- Density rank: Marianna is the 343rd most densely settled place in Florida.
- Density vs Florida: Marianna's 392 people per square mile compare with a state median of 1,608.
- Location: 30.7614 / -85.2563, per the US Census Bureau Gazetteer.
- Nearest larger cities: Dothan (34 mi); Bainbridge (42 mi); Quincy (42 mi); Lynn Haven (43 mi); Springfield (46 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Cottondale (7 mi); Alford (9 mi); Greenwood (10 mi).
- Smaller neighbours: 65 places smaller than Marianna sit within 50 miles.
- Within 100 miles: 22 places are larger than Marianna.
How Florida law applies in Marianna
This table holds the Florida rate and licensing rules for consumer loans made to Marianna's 7,294 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
A pre-application checklist for Marianna
Before you apply in Marianna, a community of about 7,294, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Florida licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
In Marianna as elsewhere in Florida, the written terms — not the advertisement — are what count for its 7,294 residents.
Marianna: area, density and distance
Marianna covers about 18.6 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 392 residents per square mile. Jacksonville, the largest place in Florida, is about 216 miles from Marianna. Marianna has 7 larger places within a 50-mile radius. The 100-mile radius contains 22 larger places.
Getting a loan in Marianna
Marianna is lightly settled, with about 392 people per square mile and 7 larger places within 50 miles. Lenders licensed in Florida reach Marianna's 7,294 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Dothan, AL about 34 miles away.
The anatomy of a Marianna personal loan
With roughly 7,294 residents, Marianna is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Marianna. Shortening the term on a Marianna loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Cottondale, FL — population 868
- Greenwood, FL — population 553
- Alford, FL — population 518
- Jacob City, FL — population 225
- Bascom, FL — population 90
- Malone, FL — population 1,567
- Altha, FL — population 495
- Grand Ridge, FL — population 912