Personal loans in Maramec, OK

The Census counts 68 people in Maramec, the 547th-largest figure among Oklahoma's 590 places. The trend for Maramec between 2020 and 2023 is upward by roughly 3.0%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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A lender serving Maramec holds a Oklahoma licence and answers to a Oklahoma regulator; no city office is involved for its 68 residents. A lender that serves Maramec operates under Oklahoma lending statutes and a Oklahoma supervisor. Use the calculator on this page to price an amount and term before you commit in Maramec. A larger market lies at Lone Chimney, OK about 6 miles away.

Borrowing in Maramec: the local picture

What follows is Maramec's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.

Population: 68 people, a figure that places Maramec 547th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
Population trend: About 3.0% above the 2020 Census base.
People gained or lost: about 2 more since the 2020 base.
Size percentile: Maramec sits ahead of around 7% of Oklahoma places, at 68 people.
Density: roughly 280 residents per square mile, spread over 0.2 sq mi of land.
By land area: Maramec ranks 537th among Oklahoma's 590 places, at 0.2 sq mi.
State population share: Maramec accounts for about 0.0% of everyone in Oklahoma.
National rank: Maramec sits 18,690th by population among the 19,457 places in this dataset.
Growth rank: Maramec ranks 127th among Oklahoma's 590 places for the 2020-to-2023 change.
Versus Oklahoma: the state average change is +1.3%, while Maramec moved 3.0%.
Density in Oklahoma: Maramec ranks 430th by people per square mile.
Against the state median: Maramec runs about 280 residents per square mile, where the Oklahoma median is 546.
Location: coordinates 36.2419, -96.6805 (US Census Bureau Gazetteer).
Nearest larger cities: Lone Chimney (6 mi); Hallett (6 mi); Jennings (7 mi); Yale (9 mi); Pawnee (10 mi). A branch is convenient; it is not what sets your APR.
Smaller places nearby: Skedee (10 mi); Lotsee (27 mi); Webb City (39 mi).
Smaller places within 50 miles: 7 of them.
Within 100 miles: 322 places are larger than Maramec.

What shapes a Maramec personal loan

A Maramec personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 68 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Maramec. Because the payment is fixed, the total cost of a Maramec loan is knowable in advance — unlike a revolving card balance.

Which Oklahoma laws govern a loan in Maramec

Read the table as a lender's compliance picture for Maramec: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma."	Oklahoma Department of Consumer Credit as of 2026-09-16
Maximum legal interest rate (usury cap)	6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16
Payday lending status	Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1).	Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16

What is available to Maramec borrowers

With about 280 residents per square mile, Maramec is lightly settled, and 77 larger Census places sit within 50 miles. What is available to Maramec's 68 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lone Chimney, OK about 6 miles away.

Maramec: area, density and distance

Inside Maramec's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 280 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 71 miles away. Within 50 miles of Maramec there are 77 larger Census places. Within the same 50 miles lie 7 smaller Census places.

Maramec's place among Oklahoma's 590 places

Set beside Oklahoma's 590 places, Maramec ranks 547th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Maramec ranks 127th of 590 in Oklahoma (about the 78th percentile). Its roughly 280 residents per square mile place it 430th among Oklahoma's places. By land area, its 0.2 square miles rank 537th of 590 places in Oklahoma.

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Common questions

What are my options in Maramec if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Maramec is the same as anywhere in Oklahoma.

What loan size can I expect in Maramec?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Maramec?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Maramec cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Lone Chimney, OK — population 77
Hallett, OK — population 110
Jennings, OK — population 290
Yale, OK — population 1,069
Skedee, OK — population 65
Blackburn, OK — population 69
Pawnee, OK — population 1,944
Oilton, OK — population 890