Personal loans in Mapleton, PA
With roughly 407 residents, Mapleton is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city.
About 407 people live in Mapleton, placing it 808th of 1,013 Census places in Pennsylvania. Use the calculator on this page to price an amount and term before you commit in Mapleton. The trend for Mapleton between 2020 and 2023 is downward by roughly 2.6%. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Mapleton as from the rest of the state. The next larger city is Mount Union, PA about 3 miles away.
Local context for Mapleton
Set out below is Mapleton's local context next to the state-level rules that reach every lender here.
- Population: 407 residents; Mapleton is the 808th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.6% between 2020 and 2023.
- Absolute change: 11 residents lost between 2020 and 2023.
- Size percentile: roughly 20% of Pennsylvania's places have fewer residents than Mapleton's 407.
- Population density: 2,224 people per square mile on 0.2 square miles of land.
- Land area: Mapleton covers 0.2 square miles, the 939th-largest area among Pennsylvania's 1,013 places.
- Share of state population: Mapleton's 407 residents are about 0.0% of Pennsylvania.
- National rank: Mapleton sits 14,028th by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Mapleton stands 827th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Mapleton moved 2.6%.
- Density rank: Mapleton places 456th among Pennsylvania's places by people per square mile.
- Density in context: Mapleton's 2,224 people per square mile sit against a Pennsylvania median of 1,990.
- Location: coordinates 40.3920, -77.9416 (US Census Bureau Gazetteer).
- Nearest larger cities: Mount Union (3 mi); Huntingdon (8 mi); Orbisonia (11 mi); Three Springs (14 mi); Petersburg (14 mi). Larger metros often have more branches, but online lenders reach Mapleton on the same terms.
- Nearest smaller places: Mill Creek (3 mi); Kistler (4 mi); Newton Hamilton (6 mi).
- Smaller places within 50 miles: 43 of them.
- Within 100 miles: 418 places are larger than Mapleton.
The geography behind Mapleton
The Census Gazetteer records about 0.2 square miles of land within Mapleton, with no significant water area listed. The resulting density is about 2,224 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 151 miles away. Within 50 miles of Mapleton there are 79 larger Census places. Within the same 50 miles lie 43 smaller Census places.
What Pennsylvania law requires in Mapleton
Pennsylvania has no separate rate rule for Mapleton; the sourced rows below are what reach every lender that serves its 407 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Mapleton in state context
Mapleton is the 808th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 827th of 1,013 Pennsylvania places, putting it near the 18th percentile for growth. By density, at about 2,224 people per square mile, it ranks 456th in Pennsylvania. In land area, Mapleton ranks 939th among Pennsylvania's 1,013 places.
What shapes a Mapleton personal loan
In Mapleton, a small community of about 407, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Mapleton's rank of 808th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Mapleton loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Mapleton
Mapleton is fairly dense, with about 2,224 people per square mile and 79 larger places within 50 miles. A Pennsylvania licence lets a lender serve Mapleton without a local office, so branch density does not change what its 407 residents are offered. The nearest larger city, Mount Union, PA about 3 miles away.
Common questions
What are my options in Mapleton if my credit is poor?
What loan size can I expect in Mapleton?
Do I have to pledge anything to borrow in Mapleton?
Does comparing loans in Mapleton cost me credit score points?
Nearby places
- Mill Creek, PA — population 280
- Mount Union, PA — population 2,257
- Kistler, PA — population 285
- Newton Hamilton, PA — population 195
- Shirleysburg, PA — population 138
- Huntingdon, PA — population 6,898
- Cassville, PA — population 134
- Rockhill, PA — population 370