Personal loans in Mapleton, ND
For the 1,435 people in Mapleton, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Mapleton is home to roughly 1,435 people and stands 33rd by size out of 355 Census places in North Dakota. Mapleton, North Dakota — home to about 1,435 people — is a small community, so the terms you are offered follow North Dakota law rather than any local rule. Population in Mapleton climbed about 8.7% over the three years from 2020 to 2023. Begin with the payment, then weigh APR and total interest across the lenders that reach Mapleton's 1,435 residents. Borrowers who want a bigger city can look to West Fargo, ND about 7 miles away.
Mapleton by the numbers
What follows is Mapleton's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.
- Population: about 1,435, ranked 33rd of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: About 8.7% above the 2020 Census base.
- Absolute change: 115 residents added between 2020 and 2023.
- Size percentile: about 91% of North Dakota's Census places are smaller than Mapleton.
- Population density: 367 people per square mile on 3.9 square miles of land.
- By land area: Mapleton ranks 21st among North Dakota's 355 places, at 3.9 sq mi.
- State population share: Mapleton accounts for about 0.2% of everyone in North Dakota.
- National rank: Mapleton is the 8,850th most populous of the 19,457 Census places covered here.
- Growth in North Dakota: Mapleton stands 9th by percentage change from 2020 to 2023, among 355 places.
- Versus North Dakota: the state average change is -1.2%, while Mapleton moved 8.7%.
- Density rank: Mapleton places 174th among North Dakota's places by people per square mile.
- Density in context: Mapleton's 367 people per square mile sit against a North Dakota median of 352.
- Location: it lies at 46.8915, -97.0533 in the Census Gazetteer.
- Nearest larger cities: West Fargo (7 mi); Casselton (8 mi); Fargo (11 mi); Horace (11 mi); Moorhead (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Reile's Acres (9 mi); Harwood (10 mi); Amenia (11 mi).
- Smaller neighbours: 65 places smaller than Mapleton sit within 50 miles.
- Larger places within 100 miles: 29.
How North Dakota law applies in Mapleton
For the roughly 1,435 residents of Mapleton, the rules below are North Dakota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
What is available to Mapleton borrowers
At roughly 367 people per square mile, Mapleton is lightly settled; 15 larger places lie within 50 miles. Lenders licensed in North Dakota reach Mapleton's 1,435 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is West Fargo, ND about 7 miles away.
Mapleton against the rest of North Dakota
Among North Dakota's 355 places, Mapleton sits at 33rd for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Mapleton ranks 9th of 355 in North Dakota (about the 97th percentile). At about 367 people per square mile, Mapleton is the 174th most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 115 residents.
How personal loans work in Mapleton
Most loans made to Mapleton's 1,435 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mapleton. Shortening the term on a Mapleton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Mapleton: area, density and distance
Mapleton covers about 3.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 367 residents per square mile. The state's population centre of gravity, Fargo, is roughly 11 miles away. A 50-mile radius around Mapleton takes in 15 places that are larger. The 100-mile radius contains 29 larger places.
Common questions
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Nearby places
- West Fargo, ND — population 40,400
- Casselton, ND — population 2,472
- Davenport, ND — population 254
- Reile's Acres, ND — population 841
- Harwood, ND — population 827
- Argusville, ND — population 474
- Horace, ND — population 5,643
- Amenia, ND — population 84