Personal loans in Maple Hill, KS

By population, Maple Hill sits at 254th in Kansas, with an estimated 634 residents. If you are weighing a personal loan in Maple Hill, start from the payment you can carry; its 634 residents face the same statewide rules.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Use the calculator on this page to price an amount and term before you commit in Maple Hill. State law, not city hall, decides what a lender may do to Maple Hill's roughly 634 residents, and a state regulator supervises it. Maple Hill gained roughly 0.6% in population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Rossville, KS about 5 miles away.

Local context for Maple Hill

Maple Hill is a small community; the notes below cover its population profile and the statewide rules that apply.

Maple Hill against the rest of Kansas

Against Kansas's other places, Maple Hill accounts for about 0.0% of the state's population and ranks 254th of 625 by size. For population change between 2020 and 2023, Maple Hill ranks 88th of 625 in Kansas (about the 86th percentile). Its roughly 2,609 residents per square mile place it 10th among Kansas's places. By land area, its 0.2 square miles rank 487th of 625 places in Kansas.

Which Kansas laws govern a loan in Maple Hill

Below are the Kansas rules that apply to a loan made in Maple Hill, each with the regulator that issued it.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

What a Maple Hill borrower is actually offered

Most loans made to Maple Hill's 634 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Maple Hill's rank of 254th in Kansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Maple Hill loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Maple Hill

Maple Hill covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 2,609 residents per square mile. For the state's biggest city, Wichita, the distance is roughly 120 miles. Maple Hill has 37 larger places within a 50-mile radius. Within the same 50 miles lie 47 smaller Census places.

Before you apply in Maple Hill

A sensible order of operations for a loan in Maple Hill, home to about 634 people:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Test your amount and term in the personal loan calculator first.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Look the lender up in the Kansas regulator's licence records before you sign.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Maple Hill-specific: the same Kansas licensing and disclosure rules reach all 634 residents.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Maple Hill if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Maple Hill is the same as anywhere in Kansas.
What loan size can I expect in Maple Hill?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Maple Hill?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Maple Hill cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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