Personal loans in Manzanola, CO

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Manzanola loan. A 2020-to-2023 comparison shows Manzanola down by about 2.7%. For the 330 people in Manzanola, Colorado runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Fowler, CO about 9 miles away.

The Manzanola data picture

Only a few things actually differ by place — population, area, location, and the Colorado rules a lender must follow — and they are below.

• Population: about 330 people live here, which puts Manzanola 213th of 270 Census places in Colorado (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.7%.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: roughly 21% of Colorado places rank below Manzanola.
• Population density: about 1,162 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Manzanola ranks 234th among Colorado's 270 places, at 0.3 sq mi.
• Share of Colorado: Manzanola holds about 0.0% of the state's population, some 330 people.
• National rank: Manzanola is 14,791st of 19,457 places nationwide.
• Growth rank: Manzanola ranks 208th among Colorado's 270 places for the 2020-to-2023 change.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Manzanola's 2.7%.
• Density in Colorado: Manzanola ranks 128th by people per square mile.
• Density in context: Manzanola's 1,162 people per square mile sit against a Colorado median of 1,126.
• Location: 38.1088 / -103.8668, per the US Census Bureau Gazetteer.
• Nearest larger cities: Fowler (9 mi); Rocky Ford (9 mi); Ordway (10 mi); Swink (15 mi); La Junta (20 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Olney Springs (6 mi); Crowley (6 mi); Sugar City (14 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 6 of them.
• At 100 miles: 42 larger Census places fall inside that radius.

Manzanola's place among Colorado's 270 places

Within Colorado, Manzanola holds roughly 0.0% of all residents, the 213th-largest share among 270 places. Its 2020-to-2023 change ranks 208th of 270 Colorado places, putting it near the 23th percentile for growth. Its roughly 1,162 residents per square mile place it 128th among Colorado's places. Within 50 miles sit 6 smaller Census places, alongside the 7 that are larger.

The Manzanola borrowing checklist

For Manzanola's roughly 330 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Colorado regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Manzanola and the rest of Colorado is not the process but the borrower's own file, among the 330 people here.

What Colorado law requires in Manzanola

For the roughly 330 residents of Manzanola, the rules below are Colorado's own; each row carries its publisher and retrieval date.

Lender access in Manzanola

Manzanola is a moderately settled community of about 330 people, with 7 larger places inside a 50-mile radius. A Colorado licence lets a lender serve Manzanola without a local office, so branch density does not change what its 330 residents are offered. The nearest bigger place is Fowler, CO about 9 miles away.

Manzanola on the map

Inside Manzanola's boundaries lie about 0.3 square miles of land, with no significant water area recorded. Spread across it are roughly 1,162 residents per square mile. The state's population centre of gravity, Denver, is roughly 127 miles away. Within 50 miles of Manzanola there are 7 larger Census places. Within the same 50 miles lie 6 smaller Census places.