Personal loans in Manteno, IL

Price two or three terms so you can see which payment is truly affordable in Manteno. A single loan can carry different costs on either side of a state line, and Manteno sits on the Illinois side of that line. Census figures put the 2020-to-2023 decrease in Manteno at about 0.4%. For a bigger market, look to Bourbonnais, IL about 5 miles away.

Manteno by the numbers

Here is the sourced Census picture for Manteno, plus the Illinois lending rules that apply to a loan taken out here.

• Population: about 9,178, ranked 236th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.4% fewer residents than the 2020 Census counted.
• Absolute change: 33 residents lost between 2020 and 2023.
• Size percentile: about 82% of Illinois communities are smaller than Manteno (9,178 residents).
• Population density: about 1,715 people per square mile across 5.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Manteno ranks 242nd among Illinois's 1,294 places, at 5.4 sq mi.
• Water: Manteno holds about 0.03 square miles, the 347th-largest water area in Illinois.
• State population share: Manteno accounts for about 0.1% of everyone in Illinois.
• National rank: Manteno sits 3,338th by population among the 19,457 places in this dataset.
• Growth in Illinois: Manteno stands 168th by percentage change from 2020 to 2023, among 1,294 places.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Manteno's 0.4%.
• Density in Illinois: Manteno ranks 300th by people per square mile.
• Density vs Illinois: Manteno's 1,715 people per square mile compare with a state median of 993.
• Location: 41.2478, -87.8443 (US Census Bureau Gazetteer).
• Nearest larger cities: Bourbonnais (5 mi); Bradley (6 mi); Kankakee (10 mi); Manhattan (14 mi); Richton Park (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Peotone (6 mi); Limestone (9 mi); Sun River Terrace (10 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 137 smaller Census places.
• Within 100 miles: 224 places are larger than Manteno.

How Manteno compares across Illinois

Manteno is the 236th-largest of 1,294 Census places in Illinois and contains about 0.1% of the state's people. For population change between 2020 and 2023, Manteno ranks 168th of 1,294 in Illinois (about the 87th percentile). At about 1,715 people per square mile, Manteno is the 300th most densely settled place in Illinois. By land area, its 5.4 square miles rank 242nd of 1,294 places in Illinois.

Inside a Manteno personal loan

Manteno is a small town of about 9,178 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Manteno's rank of 236th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Manteno loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Manteno

With about 1,715 residents per square mile, Manteno is moderately settled, and 122 larger Census places sit within 50 miles. What is available to Manteno's 9,178 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest larger city, Bourbonnais, IL about 5 miles away.

The state rulebook for Manteno

Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Manteno lender must follow.

Before you apply in Manteno

These steps shape the offer you get in Manteno, a place of about 9,178 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Illinois regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Manteno as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 9,178 residents.