Personal loans in Mansfield, IL
The roughly 928 people who live in Mansfield borrow under Illinois rules; city hall sets no personal-loan rate. Every figure below is Illinois's own, applied to Mansfield's 928 residents, with the publisher and retrieval date attached.
About 928 people live in Mansfield, placing it 674th of 1,294 Census places in Illinois. Read the disclosure for an origination fee and any prepayment penalty before signing in Mansfield. Population in Mansfield dropped about 0.9% over the three years from 2020 to 2023. The nearest larger city is Mahomet, IL about 6 miles away.
Mansfield: population, trend and location
Set out below is Mansfield's local context next to the state-level rules that reach every lender here.
- Population: about 928 people live here, which puts Mansfield 674th of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: roughly 48% of Illinois places rank below Mansfield.
- Population density: about 1,827 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Mansfield's 0.5 square miles rank 1,032nd of 1,294 places in Illinois.
- Water: Mansfield holds about 0.03 square miles, the 374th-largest water area in Illinois.
- Share of state population: Mansfield's 928 residents are about 0.0% of Illinois.
- National standing: Mansfield ranks 10,552nd of 19,457 US places.
- Growth rank: Mansfield's 2020-to-2023 change ranks 231st of 1,294 places in Illinois.
- Against the state trend: Mansfield's 0.9% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Mansfield is the 270th most densely settled place in Illinois.
- Against the state median: Mansfield runs about 1,827 residents per square mile, where the Illinois median is 993.
- Location: the Census Gazetteer records it at 40.2120, -88.5087.
- Nearest larger cities: Mahomet (6 mi); Farmer City (7 mi); Fisher (11 mi); Monticello (13 mi); Champaign (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Bellflower (9 mi); De Land (9 mi); Bondville (10 mi).
- Smaller places within 50 miles: 77 of them.
- At 100 miles: 271 larger Census places fall inside that radius.
Mansfield: area, density and distance
Inside Mansfield's boundaries lie roughly 0.5 square miles of land and 0.03 square miles of water. With 928 residents, the land area yields roughly 1,827 people per square mile. The state's population centre of gravity, Chicago, is roughly 120 miles away. Mansfield has 70 larger places within a 50-mile radius. The 100-mile radius contains 271 larger places.
Where Mansfield sits in Illinois
Set beside Illinois's 1,294 places, Mansfield ranks 674th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 231st of 1,294 Illinois places, putting it near the 82th percentile for growth. At about 1,827 people per square mile, Mansfield is the 270th most densely settled place in Illinois. Between 2020 and 2023 the count changed by roughly 8 residents.
Getting a loan in Mansfield
Mansfield is a moderately settled community of about 928 people, with 70 larger places inside a 50-mile radius. Distance to a branch rarely matters for Mansfield's 928 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Mahomet, IL about 6 miles away.
Before you apply in Mansfield
For Mansfield's roughly 928 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Check the Illinois regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Illinois; what changes is your credit file, not the fact that Mansfield holds 928 people.
What Illinois law requires in Mansfield
For the roughly 928 residents of Mansfield, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Mahomet, IL — population 10,273
- Bellflower, IL — population 340
- Farmer City, IL — population 1,811
- De Land, IL — population 445
- Foosland, IL — population 73
- Bondville, IL — population 376
- Fisher, IL — population 2,001
- Monticello, IL — population 6,018