Personal loans in Mansfield, AR
The roughly 1,052 people who live in Mansfield borrow under Arkansas rules; city hall sets no personal-loan rate. Every figure below is Arkansas's own, applied to Mansfield's 1,052 residents, with the publisher and retrieval date attached.
About 1,052 people live in Mansfield, placing it 181st of 500 Census places in Arkansas. Judge Mansfield offers on total cost, not on how quickly the money arrives. From the 2020 Census base to the 2023 estimate, the population rose by about 0.2%. The closest larger place is Greenwood, AR about 10 miles away.
Where Mansfield stands
What follows is Mansfield's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.
- Population: about 1,052 people live here, which puts Mansfield 181st of 500 Census places in Arkansas (Vintage 2023).
- Population trend: A rise of about 0.2% from 2020 to 2023.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: about 64% of Arkansas communities are smaller than Mansfield (1,052 residents).
- Density: the Census land area of 2.3 sq mi holds about 456 people per square mile.
- Land area: Mansfield covers 2.3 square miles, the 229th-largest area among Arkansas's 500 places.
- Water: Mansfield holds about 0.04 square miles, the 110th-largest water area in Arkansas.
- State population share: Mansfield accounts for about 0.1% of everyone in Arkansas.
- National rank: Mansfield sits 10,017th by population among the 19,457 places in this dataset.
- Growth in Arkansas: Mansfield stands 213th by percentage change from 2020 to 2023, among 500 places.
- Versus Arkansas: the state average change is +0.3%, while Mansfield moved 0.2%.
- Density in Arkansas: Mansfield ranks 214th by people per square mile.
- Density in context: Mansfield's 456 people per square mile sit against a Arkansas median of 386.
- Location: 35.0639, -94.2343 (Census Gazetteer coordinates).
- Nearest larger cities: Greenwood (10 mi); Waldron (14 mi); Pocola (18 mi); Barling (19 mi); Lavaca (19 mi). Online lenders reach Mansfield no matter how far the nearest branch is.
- Nearest smaller towns: Huntington (2 mi); Midland (7 mi); Hartford (9 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 47 smaller Census places.
- Within 100 miles: 100 places are larger than Mansfield.
Where Mansfield sits in Arkansas
Within Arkansas, Mansfield holds roughly 0.1% of all residents, the 181st-largest share among 500 places. On the 2020-to-2023 trend, Mansfield stands 213th among Arkansas's 500 places — roughly the 57th percentile. At about 456 people per square mile, Mansfield is the 214th most densely settled place in Arkansas. In land area, Mansfield ranks 229th among Arkansas's 500 places.
Where Mansfield sits
Inside Mansfield's boundaries lie roughly 2.3 square miles of land and 0.04 square miles of water. The resulting density is about 456 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 109 miles. Within 50 miles of Mansfield there are 25 larger Census places. Within the same 50 miles lie 47 smaller Census places.
Which Arkansas laws govern a loan in Mansfield
Read the table as a lender's compliance picture for Mansfield: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Steps to take before a Mansfield loan
For Mansfield's roughly 1,052 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Mansfield and the rest of Arkansas is not the process but the borrower's own file, among the 1,052 people here.
How a Mansfield personal loan is priced
With roughly 1,052 residents, Mansfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Mansfield can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Mansfield loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Mansfield if my credit is poor?
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Nearby places
- Huntington, AR — population 489
- Midland, AR — population 225
- Greenwood, AR — population 9,671
- Hartford, AR — population 497
- Waldron, AR — population 3,361
- Hackett, AR — population 845
- Bonanza, AR — population 608
- Barling, AR — population 5,215