Personal loans in Manokotak, AK
From the 2020 Census base to the 2023 estimate, the population declined by about 4.5%. With an estimated 464 residents, Manokotak is the 65th-largest of 149 places in Alaska.
Manokotak is a small community of about 464 residents, and a personal loan taken out here is governed by Alaska statute. Compare APR, not the interest rate, because the APR folds in most fees on a Manokotak loan. For the 464 people in Manokotak, Alaska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Dillingham, AK about 27 miles away.
Manokotak: population, trend and location
Read the local figures below as context; read the sourced Alaska table as the rulebook a lender here must follow.
- Population: 464 people, a figure that places Manokotak 65th among the 149 Census places in Alaska (US Census Bureau, Vintage 2023).
- Population trend: Roughly 4.5% fewer residents than the 2020 Census counted.
- People gained or lost: about 22 fewer since the 2020 base.
- Size percentile: roughly 56% of Alaska places rank below Manokotak.
- Density: the Census land area of 73.7 sq mi holds about 6 people per square mile.
- Land area: Manokotak covers 73.7 square miles, the 8th-largest area among Alaska's 149 places.
- Water area rank: Manokotak ranks 16th among Alaska's 149 places, with 34.77 sq mi.
- Share of state population: Manokotak's 464 residents are about 0.1% of Alaska.
- National standing: Manokotak ranks 13,476th of 19,457 US places.
- Growth rank: Manokotak ranks 108th among Alaska's 149 places for the 2020-to-2023 change.
- Against the state trend: Manokotak's 4.5% change compares with a Alaska average of -3.1% across its 149 places.
- Density in Alaska: Manokotak ranks 131st by people per square mile.
- Against the state median: Manokotak runs about 6 residents per square mile, where the Alaska median is 40.
- Location: mapped by the US Census Bureau at 58.7273, -158.9064.
- Nearest larger cities: Dillingham (27 mi); Togiak (58 mi); New Stuyahok (78 mi). Living near a larger metro rarely changes what is available in Manokotak.
- Smaller communities within reach: Clark's Point (15 mi); Aleknagik (40 mi); Egegik (62 mi).
- Smaller neighbours: 2 places smaller than Manokotak sit within 50 miles.
- At 100 miles: 3 larger Census places fall inside that radius.
A practical checklist for Manokotak borrowers
Before you hand your details to a lender in Manokotak, where the population is near 464:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Alaska licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Alaska; what changes is your credit file, not the fact that Manokotak holds 464 people.
What Alaska law requires in Manokotak
Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Manokotak lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
Borrowing reach in Manokotak
With about 6 residents per square mile, Manokotak is sparsely settled, and 1 larger Census places sit within 50 miles. What is available to Manokotak's 464 borrowers is set by Alaska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Dillingham, AK about 27 miles away.
Manokotak: area, density and distance
Manokotak covers about 73.7 square miles of land, with 34.77 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 6 residents per square mile. The state's population centre of gravity, Anchorage, is roughly 373 miles away. Within 50 miles of Manokotak there are 1 larger Census places. The 100-mile radius contains 3 larger places.
Where Manokotak sits in Alaska
Within Alaska, Manokotak holds roughly 0.1% of all residents, the 65th-largest share among 149 places. For population change between 2020 and 2023, Manokotak ranks 108th of 149 in Alaska (about the 28th percentile). Its roughly 6 residents per square mile place it 131st among Alaska's places. By land area, its 73.7 square miles rank 8th of 149 places in Alaska.
Common questions
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Nearby places
- Clark's Point, AK — population 63
- Dillingham, AK — population 2,126
- Aleknagik, AK — population 199
- Egegik, AK — population 34
- Togiak, AK — population 778
- Ekwok, AK — population 103
- Pilot Point, AK — population 61
- Port Heiden, AK — population 91