Personal loans in Mannsville, NY
A 2020-to-2023 comparison shows Mannsville down by about 0.9%. In Mannsville, one of 595 Census places in New York, the figure to compare across lenders is the APR, not the advertised rate. Mannsville is home to roughly 320 people and stands 565th by size out of 595 Census places in New York. The nearest larger metro is Lacona, NY about 5 miles away. Lenders active in Mannsville report to a New York supervisor, identified in the sourced rows below. Judge Mannsville offers on total cost, not on how quickly the money arrives.
Mannsville: the sourced local profile
What follows is Mannsville's place in the Census record, alongside the New York rules that govern a personal loan made here.
- Population: 320 residents; Mannsville is the 565th-largest of 595 places in New York (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.9%.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: Mannsville sits ahead of around 5% of New York places, at 320 people.
- Population density: about 357 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Mannsville covers 0.9 square miles, the 439th-largest area among New York's 595 places.
- Water: Mannsville holds about 0.03 square miles, the 227th-largest water area in New York.
- Share of New York: Mannsville holds about 0.0% of the state's population, some 320 people.
- National standing: Mannsville ranks 14,890th of 19,457 US places.
- Growth rank: Mannsville ranks 203rd among New York's 595 places for the 2020-to-2023 change.
- Against the state trend: Mannsville's 0.9% change compares with a New York average of -1.1% across its 595 places.
- Density rank: Mannsville is the 568th most densely settled place in New York.
- Against the state median: Mannsville runs about 357 residents per square mile, where the New York median is 1,515.
- Location: it lies at 43.7178, -76.0668 in the Census Gazetteer.
- Nearest larger cities: Lacona (5 mi); Sandy Creek (5 mi); Adams (7 mi); Pulaski (11 mi); Sackets Harbor (15 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Ellisburg (4 mi); Deferiet (29 mi); Turin (33 mi).
- Smaller neighbours: 5 places smaller than Mannsville sit within 50 miles.
- At 100 miles: 173 larger Census places fall inside that radius.
The New York lending rules that reach Mannsville
For the roughly 320 residents of Mannsville, the rules below are New York's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Where Mannsville sits
Mannsville covers about 0.9 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). That land carries about 357 people per square mile. The state's population centre of gravity, New York, is roughly 238 miles away. Mannsville has 57 larger places within a 50-mile radius. The 100-mile radius contains 173 larger places.
Borrowing reach in Mannsville
At roughly 357 people per square mile, Mannsville is lightly settled; 57 larger places lie within 50 miles. Whether Mannsville has a local branch or not, a New York-licensed lender can serve its 320 people online on the same terms. For a larger market, the closest option is Lacona, NY about 5 miles away.
Inside a Mannsville personal loan
Mannsville is a small community of about 320 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Mannsville's rank of 565th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Mannsville decides the split between a comfortable payment and the total interest you pay.
Mannsville in state context
Among New York's 595 places, Mannsville sits at 565th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 203rd of 595 New York places, putting it near the 66th percentile for growth. By density, at about 357 people per square mile, it ranks 568th in New York. Within 50 miles sit 5 smaller Census places, alongside the 57 that are larger.
Common questions
What are my options in Mannsville if my credit is poor?
What loan size can I expect in Mannsville?
Do I have to pledge anything to borrow in Mannsville?
Does comparing loans in Mannsville cost me credit score points?
Nearby places
- Ellisburg, NY — population 214
- Lacona, NY — population 668
- Sandy Creek, NY — population 621
- Adams, NY — population 1,678
- Pulaski, NY — population 2,269
- Sackets Harbor, NY — population 1,364
- Dexter, NY — population 1,008
- Brownville, NY — population 939